Steps Most Buyers Will Take To Buy Their Home.......

By
Real Estate Agent with Keller Williams Realty Chesterfield

Steps Most Buyers Will Take To Buy Their Home.......

Chocolate CakeBuying a home can be made less stressful if we follow a few simple steps.  It is a little like baking a cake, if you don't follow the recipe or steps the cake will not be a tasty treat.  While I am thinking about it, remember what they say about too many cooks in the kitchen!!

 

So to keep you on track in the home buying process here are some helpful steps for you.

  1. Look for an agent to help you through the home buying maze.  Remember you are about to spend a whole lot of money so find a REALTOR® to help you.  Get to know the agent first; don't get in a rush....
  2. Interview the REALTOR®....set an appointment with an agent to find out if they have the skills, services and professional attitude you're looking for.  Meet the REALTOR® at their office.  I know you really want to see the home that you are in front of....
  3. Discover if the REALTOR® is working "FOR" you OR "WITH" you.  Are you a client or a customer?  Remember you want an agent that is going to be loyal to you and will be your advocate.
  4. Clarify your wants and needs to your agent...let them know your objectives and timetable.
  5. Have the agent help you establish your purchasing power...this may include getting pre-approved.  I would suggest that you find out how much home you can afford before looking at homes.
  6. Once you start looking for a new home you will want to use the process of elimination.  After looking at two homes discard the lesser home and continue to follow the process while looking at properties.  Only keep the best home in front of you.
  7. View each property objectively.
  8. Once you have found the best home for you, write the offer to purchase.  With the large selection of homes available you may be able to find one quickly. Don't forget to bring your checkbook, you will need it to write the earnest money check.
  9. Once the contract has been signed by you, your agent will sent it or take it to the listing agent.  Remember time is of the essence.
  10. Handle all counter offers and negotiations with a win/win attitude....Keep a big picture mentality.
  11. Avoid "Second Guessing Syndrome"...also known as "Buyers Remorse".  Almost EVERYONE gets it at some point in time. 
  12. Finalize any loan details to get final approval.  If you haven't been pre-approved, you need to get the ball rolling NOW! 
  13. Your agent will order title work from the company of your choice.
  14. Any inspections or predications that need to be addressed should be done in a timely fashion.
  15. Address snags and problems as part of life.  Keep focused on YOUR goals...getting into the home of your dreams.  Stuff can happen.
  16. Do a "walk-thru" prior to closing to see all items were completed from your inspection or requested in your contract.
  17. Show up early to closing with all necessary items needed.  Your agent will call you the day before closing with a list of needed items.  This is a happy day don't forget to bring a smile.  Congratulations on the purchase of your new home.

Whether you are buying a home in O Fallon Missouri or Fairbanks Alaska the process is very similar if not the same.  If you call an agent to meet you in front of one of their listings don't be surprised if they want you to come to the office first.  They want to get to know you and let you get to know them.  It is not good to start at #6 first and then try to play catch-up.  Bake the cake by the recipe and you will be amazed at how good it will turn out.

Helping you achieve your next level of the American Dream.  Ready?

If you are looking for a new home and a REALTOR® that knows the St. Charles County MO marketplace and one that has call O Fallon MO home for over 15 years give me a call.  Call Don Rogers at 314-954-6775 or email me at Don@DRogersHomes.com and we can start you home buying experience today.  By the way I am never too busy for your referral, so if you know of someone that is looking to buy or sell have them give me a call, too.

Search for homes on the market in our area by visiting my new website!  Click the link below and register to get full access to unlimited listings!

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Don Rogers is a licensed REALTOR® in Missouri.  I specialize in St. Charles County Missouri and have called O Fallon MO my home since 1993.  If you are looking to buy or sell or you are relocating to the area and would like information about the St Charles County MO area do not hesitate to give me a call at 314-954-6775 or if you would prefer to send me an email.

 

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Re-Blogged 1 time:

Re-Blogged By Re-Blogged At
  1. Kristina Pratt 04/14/2009 02:55 PM
Topic:
Home Buying
Location:
Missouri Saint Charles County O'Fallon
Groups:
Advice for Buyers
MissouriListings
RE/MAX Active Rain Bloggers
Saint Charles County, Missouri
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Tags:
advice for buyers
home buyer information
home buyer tips
ofallon missouri real estate
don rogers

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Rainmaker
155,749
Jen Anderson
Exit By the Bay Realty - Chesapeake Beach, MD

Great post!  I like the baking metaphor!

Apr 11, 2009 05:59 AM #1
Rainmaker
631,263
Don Rogers
Keller Williams Realty Chesterfield - O'Fallon, MO
Realtor, Broker, CDPE, GRI, OnullFallon MO & St Charles County MO homes

Jen,

Thank you ma'am for stopping in and being the first to comment.  I hope that you have a GREAT Easter weekend.

Apr 11, 2009 06:13 AM #2
Rainmaker
575,658
Terry & Bonnie Westbrook
Westbrook Realty Broker-Owner - Grand Rapids, MI
Westbrook Realty - Grand Rapids Forest Hills MI Re

Could you bake me a 4 bedroom 2 bath two story. I like brick and a three stall garage.

Apr 11, 2009 06:31 AM #3
Rainmaker
3,985,753
William Feela
WHISPERING PINES REALTY - North Branch, MN
Realtor, Whispering Pines Realty 651-674-5999 No.

Don...this is a list that I preach to my agents.  I told them I will stop when the start!

Apr 11, 2009 06:59 AM #4
Rainmaker
631,263
Don Rogers
Keller Williams Realty Chesterfield - O'Fallon, MO
Realtor, Broker, CDPE, GRI, OnullFallon MO & St Charles County MO homes

Terry,

You wouldn't be making fun of my metaphor now would you?

Apr 11, 2009 07:09 AM #5
Rainmaker
631,263
Don Rogers
Keller Williams Realty Chesterfield - O'Fallon, MO
Realtor, Broker, CDPE, GRI, OnullFallon MO & St Charles County MO homes

William,

It is a good list to be preaching to the agents.  Do I understand that you are still preaching?

Apr 11, 2009 07:10 AM #6
Ambassador
1,726,834
Richard Weisser
Richard Weisser Realty - Newnan, GA
Richard Weisser Retired Real Estate Professional

Don...

Another excellent post, and one that all buyers should consider when hiring an agent!

Apr 11, 2009 08:30 AM #7
Rainmaker
631,263
Don Rogers
Keller Williams Realty Chesterfield - O'Fallon, MO
Realtor, Broker, CDPE, GRI, OnullFallon MO & St Charles County MO homes

Richard,

Thank you sir, buyers need to be looking at these areas and make sure that they are comfortable with their agent.

Apr 11, 2009 09:19 AM #8
Rainmaker
545,196
Toula Rosebrock
Diane Turton, Realtors, Forked River, NJ - Lacey Township, NJ
Broker/Sales Associate, Realtor, Lacey Township,

ToulaRosebrock,comHi Don:

These are the definite steps buyers need to take.

Great post!

Apr 12, 2009 11:22 PM #9
Rainmaker
631,263
Don Rogers
Keller Williams Realty Chesterfield - O'Fallon, MO
Realtor, Broker, CDPE, GRI, OnullFallon MO & St Charles County MO homes

Toula,

I think that there are times the buyers get the cart in front of the horse in the home buying process and I hope this list will help them keep everything in order.

Apr 13, 2009 05:57 AM #10
Rainer
229,298
Ryan Shaughnessy
PREA Signature Realty - www.preasignaturerealty.com - Saint Louis, MO
Broker/Attorney - Your Lafayette Square Real Estate Partner

Great post - you got the order right.  I am amazed at how many people pick criteria without understanding pricing in their target area and how many people shop without knowing what they can afford and what type of loan they are qualified to obtain.  Keep up these great buyer info posts.

Apr 13, 2009 03:21 PM #11
Rainmaker
631,263
Don Rogers
Keller Williams Realty Chesterfield - O'Fallon, MO
Realtor, Broker, CDPE, GRI, OnullFallon MO & St Charles County MO homes

Ryan,

Maybe we the agent should be taking the lead role instead of letting the buyer tell us which way to go and just maybe this will curtail some of this in the future.

Apr 13, 2009 10:34 PM #12
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Rainmaker
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Don Rogers

Realtor, Broker, CDPE, GRI, OnullFallon MO & St Charles County MO homes
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