How to REALLY Get a Free Credit Report

By
Real Estate Agent with Homebuyer Representation, Inc. DRE# 5467433

The NOT SO Free Credit ReportMany "FREE" credit reports turn out to not be so free at all.

Some people get charged a processing or handling fee, others get signed up for credit monitoring or other unwanted recurring services.

The Federal Trade Commission sets things straight on their website.

See: http://www.ftc.gov/freereports

The Fair Credit Reporting Act gives you the right to receive a copy of your credit report annually as reported by the 3 main credit bureaus: Equifax, TransUnion and Experian.

Before you fall for a "Free" credit report offer, make sure you visit the FTC's website first.

 As they say on their website: Anyone can write a catchy jingle or dance a jig. Here are some ads from the FTC's website. Not too bad if I must say so:

 

If you have excellent credit and will be buying a $300,000-$800,000 home in the next 1-3 months and would like an agent who will work exclusively for you, make sure you get an Agent on YOUR side of the transaction! Make sure you hire an E B A! Call us at (801) 969-8989 or contact us via the link on this page.

Exclusive Buyers Agents do not list homes and never represent Sellers.  They represent Buyers ONLY on the Buyer's side of the transaction. They work to get BUYERS the Best Price and Terms when they Buy...

 ©2009 Homebuyer Representation, Inc. - "The Real Estate Agents on the Buyer's Side" TM - Salt Lake City, UT

Exclusive Buyers Agents (EBA) - All Rights Reserved

Finally...

real estate agents on the buyers side

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Re-Blogged By Re-Blogged At
Topic:
Home Buying
Location:
Utah
Groups:
Realtors®
AR Comedy Club
Exclusive Buyer's Agents (EBAs)
LATE NIGHT - EARLY MORNING AT ACTIVERAIN
Tags:
credit report
website
free
experian
transunion
ftc
equifax
federal trade commission
annual
fair credit reporting act

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Rainmaker
680,979
Diane Daley
Caron's Gateway Real Estate - Northumberland, NH
Love all the commercials for free credit report dot com but I always call direct no matter how entertaining.
Apr 16, 2009 08:30 AM #1
Rainmaker
595,326
Lisa Hill
Florida Property Experts - Daytona Beach, FL
Daytona Beach Real Estate

I've seen some of these commercials. A couple of them are really funny. And they appear to be targeting a younger audience, which is good! Hopefully it will keep them from making big mistakes with their credit.

Apr 16, 2009 01:00 PM #2
Rainmaker
254,432
Robert Machado
HomePointe Property Management, CRMC - Sacramento, CA
CPM MPM - Property Manager and Property Management

I enjoy those commercials as well.  It would be nice if they were completely honest.

Apr 17, 2009 04:09 AM #3
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Rainmaker
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Benjamin Clark

Buyer's Agent - Certified Negotiation Expert
Contact me now to get started or to ask any questions you have
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