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Mortgage Protection Plan for Buyers

By
Real Estate Agent with EXP Realty of California Inc. DRE 01022275

To help provide first-time home buyers with peace of mind when purchasing a home, the CALIFORNIA ASSOCIATION OF REALTORS®' (C.A.R.) Housing Affordability Fund is offering a new mortgage protection program to first-time home buyers.

Through the C.A.R. Housing Affordability Fund's Mortgage Protection Program, first-time home buyers who lose their jobs due to layoffs may be eligible to receive up to $1,500 per month, for six months, to help make their mortgage payments. A qualified co-buyer also can participate in the program, and receive a monthly benefit of $750 per month for up to six months. Program benefits also include coverage for accidental disability and a $10,000 death benefit.

To qualify for the Mortgage Protection Program, applicants must:
· Be a first-time home buyer - someone who has not owned a home in the last three years;

·  Open escrow April 2, 2009, or later, and close on or before Dec. 31, 2009;

·  Use a California REALTOR® in the transaction;

·  Purchase the property in California; and

·  Be a W-2 employee (cannot be self-employed).

For a copy of the Mortgage Protection Program application contact me.