I have come to accept that not everything in this business makes sense. So it comes as no surprise to me when I see important instructions for the closing embedded several pages within the loan documents.
And I learned my lesson a long time ago that you are going to get conflicting instructions. One company will tell you to do one thing, while another company will tell you to do just the opposite.
I'm doing a closing today in Florissant, Colorado. The instructions that I received state that the signing should be done in BLUE ink only:
Not just one exclamation mark -- two (!!) So this must be a very important requirement.
However, after I printed out the loan documents and began my preparation for the closing, I found these instructions to use BLACK pen only:
They were on page 28 -- almost a third of the way through the documents. If I hadn't read through all of the documents first, I would have begun the closing using BLUE ink, only to discover that the lender wants BLACK.
It's days like this when I feel like Cool Hand Luke. One 'Boss' is telling me to do one thing, and another 'Boss' is telling me to do something totally different.
'Luke, I thought I told you to use BLUE ink only. ...'
P.S. The lender instructions say to use black 'pen' only. I suppose I could use a black 'pen' with a blue ink cartridge. That way I could satisfy both Bosses. Although I think it would be safest to use BLACK ink for this closing.