Did you know that in 2008, there were $1.3 billion in claims for dog bites?
This can be a problem for dog owners. It's already difficult to get a home insurance policy when you have a certain breed of dog - and the cost may grow if these trends continue.
The current leading types of "trouble dogs" are pit bulls, chow chows, akitas, Alaskan malamutes, Doberman pinschers, German shepherds, presa canarios, rottweilers, Siberian huskies, and Staffordshire bull terriers - but the list is always growing and changing.
So what's a dog owner to do? If you're having trouble with a dog you already own, the best thing to do is to prove that the dog has completed an obedience program.
If you don't yet have a dog, be mindful when selecting one. Getting a friendlier breed will not affect your policy.
You might also want to invest into an umbrella policy. If your fuzzy little friend decides to attack someone and that someone decides to file a claim, an umbrella policy will provide you more protection than just having a regular homeowners policy.
For more information on homeowners insurance or umbrella policies, contact us today! We're Paradiso Insurance, an independent insurance agency based in Stafford, Connecticut.
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