When you buy a home in Charleston SC, it's important to get advice and expertise from experienced individuals. The three most important advisors you'll find during the home buying process are: An experienced Charleston SC real estate agent, your loan officer and your home inspector. In this article, we'll talk about about what each of these professionals can do for you.
Your Charleston SC Real Estate Agent
Your real estate agent is the single most important real estate professional you'll be working with throughout your home buying process. Your real estate agent is the person who's responsible for finding properties you might be interested in, educating you on the buying process, and finally helping you negotiate a great deal on a property.
Choosing a good Charleston SC real estate agent is absolutely vital. The best real estate agents to work with are the agents that are experienced and have your best interest at heart.
Your Loan Officer
Your loan officer is the "go between" person between you and the lender. For example, your lender might be "Washington Mutual," and the loan officer is the person from Washington Mutual who deals directly with you about your loan.
Having a good loan officer is absolutely essential to the mortgage process. Your loan officer is the person who'll make sure that your loan goes through. Your loan officer is also the person who will educate you on the different types of loans available and your mortgage options.
Loan officers are paid on commission. It's important to have a loan officer who looks out for your best interest rather than a loan officer who's trying to make the highest commissions.
Your Charleston SC real estate agent can recommend a good loan officer to work with if you do not have one.
Your home inspector is another important professional in the home buying process. The inspector is the person who will inspect your property and let you know if anything is wrong before you make your purchase.
Make sure you ask a lot of questions during the inspection process. Remember that you're paying for a professional service, so make the most out of it. Ask questions, even if they seem stupid.
There is a lot of free information available to you about buying a home in Charleston SC real estate. For complete information about the Charleston SC real estate market including current homes for sale, property values and more please visit the most complete website online dedicated to everything Charleston SC real estate.
Jeff McIlhenny is a licensed Realtor and Broker with Weichert Realtors Palmetto Coast in Mt Pleasant SC and serves the entire Charleston SC real estate market. He can be reached at 843-452-2953 or firstname.lastname@example.org.