NCO financial is a large and well known bill collecting company that is based in North America but also collects debts for north of the border for Canadian lenders as well. Many people report that their dealings with NCO financial were less then desirable.
The practices of this debt collector are what most people complain about. Most of the complaints regarding them usually refer to very harassing telephone conversations and even trying to collect on debts that have long been paid off. If they get a hold of your accounts you need to be very careful and keep records of everything.
In fact many of their offices have a lot of consumer complaints against them with the BBB that have not been settled and some of their offices have even received the worst rating by the BBB. These unsettled complaints deal directly with how they treat consumers.
If you are called by collection company and they offer you any type of payment plan always pay with a money order and send it via certified mail with delivery conformation. This will not only keep them out of your bank account but also give you a record that they received you payment.
It is also wise for you to keep a detailed log of every conversion you participate in. Detail things like call time, call length, who you talked to and what was agreed upon.Many people actually use a pre-paid cell phone to get in touch with them for fear that once they their home phone number they will never stop calling you.
If they call you at work tell who ever answers the phone to tell them you are not allowed calls at work. Under federal law they must not try again if told this.
No matter what you do negative information from NCO Collections will more then likely appear on your consumer credit report as it would from any other debt collector.If the information does happen to get placed on your credit report you can take steps like self credit repair to have it removed.
And if you know the laws you can even use their actions against them to get information removed and your FICO scores increased!
If you want a way to Beat NCO Financial and boost your FICO scores and clean up your credit report fast log onto http://www.diycredithelper.com
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