Rates - they are great. 5% or lower if you pay your bills on time. Look here:
http://www.nevinhomeloans.com/RateSheet I told you so
Real estate sales - they are up!
http://bestrealestatelakenorman.com/lake-norman-real-estates-1st-quarter-2009-sales-analysis
Well, no..they are down: http://www.trianglencrealestatescoop.com/
Are you suprised? When the US Government says, Hey I'll buy that loan and I'll do it for 4.5% why wouldn't sales be up?
Guess not everyone is buying it..literally!
http://www.realtor.org/press_room/news_releases/2009/05/march_phsi
Foreclosed home clean up:
If you clean trashed foreclosed homes then you are cleaning up! Good job you dirty entrepeneurs: http://hubpages.com/hub/Cleaning-Foreclosed-Houses-for-Banks
HVCC - ah the highlight of my career. We can't even trust our appraisers. Hey I don't trust you either Mr loan person or you Ms. real estate agent or you home inspector. I know! Why don't we raise everyone's taxes and create a government agency called US Government Real Estate Control Department where people who know nothing about real estate can tell all of us how we should do our job. Here is what I envision the complaint office to look like:
http://moneybob.files.wordpress.com/2009/01/1930-depression-bread-line-in-nyc.jpg
Healthcare - still a mess and really expensive. We are paying for Research and development so other countries can buy the drugs for a few bucks. Remember if you were sick before we insured you we ain't gonna cover it! Maybe try Norway... http://en.wikipedia.org/wiki/Health_care_in_the_United_States
Social security - it is not secure. Thank your lucky stars if you get any $$$. If you do end up getting it try to live to be 120 so you might get your money back. http://www.ssa.gov/history/pics/idamay5.jpg
Recession/depression/hard times, whatever... ah, printing money always makes us look good for a while. http://www.urbanconservative.com/2009/03/16/fed-chair-bernanke-the-fed-is-printing-money/
The Big bail Out wasn't really a bail out-it was a huge bridge loan:
The guys that borrowed "bail out money" well some of them have assets (stuff) so they will likely pay us back when they get back on their feet. So we only need about 50 years to pay off what we borrowed not 70 years. Think I am kidding? Read 'em and weep: http://finance.yahoo.com/q/bs?s=AIG&annual
Ben Bernanke - the grizzly adams looking dude that keeps shoveling... I mean selling us...I mean, stating that we should be "stable" by years end. This image of Ben tells the real story: http://blog.foreignpolicy.com/files/images/bernanke_0_3.jpg
Spirits are up! Well the sales are anyway since people are drinking their sorrows away. Consider these stocks: BUD STZ MOND RVWS ahh.. read it your self! http://www.forbes.com/2001/04/09/0409sf.html
I hope you make some money on this hot stock tip!
So anyway, if you want to buy a home or refinance and are tired of all of the sales garb just call me and let's talk like human beings. What do you want? I'll tell you what I want and if we both think it's fair let's do it! I can help you buy a home or likely better your monthly money situation. Call or e-mail me anytime! (look below at the fine print)
Call or e-mail me for current mortgage rates or real estate related questions!
Nevin's services include property & casualty insurance, personal budgeting, financial planning, retirement planning strategies, sales training and real estate contract review.
Visit my website: www.nevinhomeloans.com Email me: nevin@nevinloans.com
You may e-mail or call me. nevin@nevinloans.com (888) 206-5781 x 1017
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