May Real Estate Update-"No Money To Buy a Home? Try These Savings Tips "

Real Estate Agent with RE/MAX Suburban 475.135322



Debra Kukulski
May 2009
"The highest compliment a client can give me is to trust me with a referral, this is how I build my business!"
If you have a friend or family member looking to buy or sell a home please pass their name and number along to me and I will give them the same great service I give to all of my clients! I can also help
people find a Realtor nationwide!

Copyright © 2009 Realty Times
All Rights Reserved.

With Affordability Up, Home Buyers are Starting to Return

  Thanks to record low mortgage rates and declining home prices, 55 million families - or half of all U.S. households --  can afford today's $200,000 median-priced new home, according to figures released by the National Association of Home Builders (NAHB).
      "That's an increase of 17 million households from conditions just two years ago and the best housing affordability number we have seen in years," said NAHB Chairman Joe Robson, a home builder from Tulsa, Okla. "We are now seeing the first signs that

Mortgage Rates
U.S. averages as of April 30, 2009:

30 yr. fixed:   4.75%
15 yr. fixed:   4.48%
1 yr. adj:        4.77%
<!-- <B>30 yr. jumbo:  6.98%</B>-->

View current rates

buyers are returning to the marketplace."
      Based on data from the U.S. Census Bureau comparing home prices, mortgage rates and minimum income needed to purchase a median-priced

Thinking of Making a Move?

Let me help you to be successful in the current market....

Time To Move From
Renting To Owning

     Falling housing prices, historically low interest rates, and tax credits are creating an enticing environment for renters to convert to homeowners.
      "We are still going to have a tremendous amount of foreclosures, price declines, and best opportunities to buy properties at amazing prices," says Bruce Norris of The Norris Group.
      If that sounds like a mixed bag of bad and good, indeed it is. Consumers have been inundated with news about a troubled real estate market. "If you look at the closings for California, 55 percent or more closings every month are lender-owned properties; that ratio has never existed before. So, the lenders are really dictating the prices at this point and there are so many lender-owned properties that the appraiser almost has no choice but to give that comp a lot of credence," says Norris. But the good news, especially for those who have been wanting to take the plunge into homeownership is that CONTINUED >>>

No Money To Buy a Home?
Try These Savings Tips

     For many people, buying their own home is still the American dream. Yet, it remains out of reach for a lot of people, even though the housing affordability index in many areas of the country is as good as it has ever been. But if you're not prepared to buy a house, then the index doesn't mean a thing to you-except, perhaps, to create a painful sting and a constant reminder that you're missing out on a good opportunity to buy real estate at lower prices.
      For those who are planning to stay in the same house for a few years, experts are advising now is the time move from renting to owning. The cost of buying and relocating in a short period (a couple years) can make the concept of buying not appealing or cost effective. But if it's for the long term, owning can make perfect sense. But what if you're a first-time buyer or you haven't owned a home in a while, how do you prepare for what is often the largest purchase you'll ever make? Buying a home isn't that difficult but it does require you to make sure that you're in the right financial (and emotional) position to do it. How do you get there when so many other expenses often take precedence? Simple but not necessarily easy steps can help you position to transition from renter to home CONTINUED >>>

Thinking of Selling? Contact me!

If you are thinking of selling, please contact me for a professional opinion on the current market value of your home and to learn about my very successful marketing plan for sellers WORKS in this market! I understand the value of the internet in selling a home and the keys to getting top dollar in today's buyer's market.

How Can Debra Kukulski Help You?
     If you are seeking a top, experienced professional who will listen, coach and help you work through your transaction so that you can relax and enjoy the fun and rewarding part of buying/selling, call Debra directly at 847-516-6760 or visit her excellent website for real estate, area, community, and school information. You can also search over 120,000 listings from her website:
     Ask her about her exclusive 'Sellers Marketing Plan' which includes extensive internet exposure for your home, or her 'Preferred Buyers Program', where you will recieve daily notifications of new listings from ALL of the offices that match YOUR criteria and a private, password protected, interactive web site that is updated daily for you AND has all of the details and pictures! (Trust me, you will LOVE this!)

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Debra Kukulski, ABR,GRI,RECS,e-PRO
Direct: 847-516-6760

RE/MAX Unlimited Northwest Cary Grove Crystal Lake
7107 Pingree Road (Corner of Pingree at 14)
Crystal Lake, IL 60014

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To Search Homes For Sale, Please Contact Me Directly Or Feel Free To Search On My Website! 

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It is an EXCELLENT TIME TO BUY AND SELL NOW, especially for second home buyers, investors, move-up buyers and even first-time buyers!



I hope you find this information useful.  I am only a phone call or email away of you need real estate help:-)

Debra Kukulski Real Estate Consultant

If I can be of assistance to you, please do not hesitate to call or email me.  It will be my pleasure!  

By the way, if you know of someone that could benefit from my high level of service, please call or email

me with their name and daytime phone number and I will make sure to follow up and

take great care of them. 

The majority of my business is referral and repeat clients.  I am so grateful it keeps growing from your loyalty and referrals:-)

I appreciate YOU and your referrals!



I can be reached at my direct number at the office: 847.516.6760.  I look forward to hearing from you!


Information deemed accurate and reliable but not guaranteed. Source MRED MLS.Disclaimer: Information herein may come from various sources, some of which may not be reliable and may change without any notice. Debra Kukulski does not guarantee or is any way responsible for the accuracy of the information in this blog and information provided is without warranties of any kind, either express or implied. Information on this blog represents the opinions and ideas of the author; comments by others may not express the views of the author.  All photos and content may not be duplicated without express written consent of author.
Copyright © 2016 By Debra Kukulski, all rights reserved.



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