Yesterday an associate helped a first-time homebuyer become a homeowner. It's not surprising because that is what we do, what is surprising is that just 4 months ago this buyer was told that they could not purchase a home because they could not qualify for the financing. I know this because I was there when they got the news and the disappiontment on their faces said everything. They had to walk away from the home of their dreams thinking that homeownership just wasn't in their future. When asked what the issue was they revealed that they had had some issues with their credit. They were quickly enrolled in fix credit biz and although results vary, within 3 months they were back on track ready to make the best purchase of their lives. Now they are proud homeowners, they have been able to take advantage of the best homebuying market in decades and they qualify for the $8,000 tax credit!
Naturely with credit repair the results vary, however what you just read is very typical. So how does credit repair work? To better understand how credit repair works it is important that you know how your credit score is calculated. In simplistic terms there are only two forms of credit.
- Positive Credit that pulls your credit score higher
- Negative Credit that pulls your score lower
The difference between your positive credit and your negative credit determines your score. How credit repair works is by permanently removing the negative credit allowing the positve credit to pull your score higher. For more information about Credit Repair visit http://www.CustomCreditFix.com
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