Short Refinance, NOT a Modification- MUST READ!

By
Mortgage and Lending with Affinity Home Loans Inc.

Short Refinance:

If you DO NOT want to Short Sale or you are having trouble making your mortgage payment... You should consider a Short Refinance. I have been Closing Short Refi's, while other home owners though there was no other option but to Short Sell their Dream home. Unlike a Modification which a lender just re-writes the RATE, you still owe the FULL balance on the Note, The Short Refi will bring your loan down to the current market value and allow you to refinance into a 30 year FIX.

FHA Short Refinance will allow us to refinance your home at 90% of CURRENT market value. Very few Mortgage companies are closing these types of loans. We are listed with HUD as a participating Lender able to close the Hope for Homeowner Loans.

www.hud.gov/hopeforhomeowners/consumerfactsheet.cfm

Comments (9)

Yvette Gardner
Keller Williams Realty, Spartanburg, SC - Spartanburg, SC

Welcome to the Active Rain community. This is a great site with lots of information.  Have fun with it and hope to see more of your blogs soon!  We have a team of three outstanding full time agents to assist your buyers and sellers in Spartanburg/Greenville, SC.  Let us know if we can ever help. Again, welcome to AR!!

The Gardner Team, Keller Williams Realty

ygardner@HomesIntheUpstate.net

www.HomesInTheUpstate.net

May 16, 2009 12:44 AM
Jason Rose
123 ConEd LLC -- Michigan real estate continuing education - Farmington Hills, MI
www.123ConEd.com

Good morning, Marco, and welcome to Active Rain. Congratulations on your first post. Have fun and enjoy yourself here!

May 16, 2009 01:20 AM
The Trumm Team Omaha Homes for Sale, Real Estate
Keller Williams Greater Omaha - Omaha, NE

Welcome to ActiveRain!

If you would like a few tips on getting the most out of ActiveRain, please visit my blog Welcome to Active Rain.  It has a few simple steps of what to do now that you have joined.

If you ever have any questions, just let me know.

Troy Trumm, Trumm Team, Omaha NE

May 16, 2009 01:25 AM
Jean Terry
Keller Williams Realty Spartanburg, S.C. - Spartanburg, SC

Hi and welcome to Active Rain, a great site to network, share, learn, and have fun. Good luck. And if you ever need an agent in the upstate of South Carolina, please call me.

May 16, 2009 03:40 AM
Greg Steffens
Mountain Country Realty - Lake Arrowhead, CA

Welcome to Active Rain and congrats on your first post.  Be sure to spend some time looking around at what and how others are blogging here - it is a great education and lots of fun.  Looks like you're off to a great start...keep it up!

May 16, 2009 10:06 AM
David Painter
Keller Williams Realty - Spartanburg, SC

Good to have you on Active Rain.  This is a good site for gathering information and interesting to see what others are blogging about. Contact us if we can be of service to you here in the Spartanburg / Greenville areas of South Carolina. We would be happy to send you a referral or to take good care of any referral you would send to us.

The following link will help you to get started on Active Rain. 

http://activerain.com/blogsview/209646/Blogger-Startup-Kit

May 17, 2009 03:38 PM
Sergio Rebollo Jr.
Real Estate TeamMates - Miami, FL

Marco....Welcome to ActiveRain.  This is a great community to network with others as well a great place to learn from other's experiences and knowledge.  I've enjoyed it; I hope you enjoy it as well.

Sergio Rebollo Jr.
Exit Prime Realty
Coral Gables, FL  33146
305-582-4062

Miami Short Sale Specialist - Profile

May 19, 2009 01:34 PM
Anonymous
David Reichner

We are happy to see the short refinance program reach America. We are not the founder of the program we merely started the process nation wide and are happy to see hundreds of affiliates on board providing this service to the needed homes and families. www.shortrefiafiliates.com

Short refinance will save the home industry and stablize the economy. We at m3srategy realize the great responsibility we have to implement this program. As the pioneers of this program and being the first company to put together a nation wide marketing campaign, we are happy to see it take off before our eyes.

m3strategy will negotiate over 95% of all loans in America. This is not a factual number but our personall estimate. One way or another we want home owner's to stay in their homes. So as the program spreads, we are happy to reasure all of our affiliates out there who are providing this service that m3strategy is commited to excellence and great service. We will continue to do all we can to make sure people do not lose their homes.

Each affiliate deserves the recognition and appreciation from their clients for their desire to find a way to help each home owner. Those companies who provide this service, thank you! For those who do not yet, please do not hesitate as you have a large influence and many need your assistance and need you to offer this program to them.

Contact us today to become an affiliate or if you are a home owner we will be happy to speak with you.  Feel free to contact us at 877-444-8777    www.shortrefiaffiliates.com

Dec 05, 2009 10:57 AM
#8
Anonymous
RonOrr.com

I wrote an article on Short Refinance, they defintitely seem like a good alternative if you want to stay in your house, and not sell on a short sale.  Short Sales can be great, but sometimes a short-refinance is for those that want to stay.  Thanks for starting this post, it's important to spread the word.

Short Refinance

Real Estate Broker
MinnesotaInvestors.com, Inc.

Apr 11, 2010 05:05 PM
#9