Movers Advantage Program in Hawaii?
Are you in the military, getting ready to PCS to Hawaii to be stationed at Schofield Barracks, Wheeler Army Airfield, Pearl Harbor, Hickam AFB, Marine Corps Base Kaneohe, Camp H.M. Smith or Tripler Army Medical Center or any of the other military installations in Hawaii?
Are you thinking about purchasing a home in Hawaii? If so, there is a chance that you are a member of this company and you have discovered their "Movers Advantage Program" by either finding it on-line or hearing about if from a friend.
From the outside looking in, it looks like a great program. You get "cash back at closing" and even get additional money if you buy AND sell a home. The more you spend, the more you get back.
Let me say this: I am a proud member of this company and have been since the early mid 1990's. This company provides me with automobile insurance for all of my vehicles and I have been very happy with their services for many years.
Getting back to the "Movers Advantage Program".......... How does it work?
The first thing you need to understand is that this company is NOT giving you the money to purchase a piece of real estate in Hawaii. If you use the Movers Advantage Program, your personal information will be given to a mortgage company that is not part of this company. This is not a bad thing and happens very often whether you go with this company or some other mortgage company in Hawaii. I find that many first time home buyers in Hawaii dont realize this just like they dont realize that a Hawaii VA loan does not come from the VA.
Once you contact them and inquire about the Movers Advantage Program, you will be set up with a real estate agent in Hawaii that is part of their referral network. Who is this agent you are getting? Are they professional? Do they have any idea about the military in Hawaii? Do they know what they are doing? Are you being guaranteed that they will take the time to look out for your best interest since THEY ARE WORKING FOR A REDUCED COMMISSION?
Thats right: The agent that you get set up with is working for a discount because they have agreed to reduce their fee in order for YOU to get cash back with the Movers Advantage Program.
This probably still sounds pretty good right? You get cash back and thats what its all about right? I sure hope thats not what you are thinking because as you get ready to spend several hundreds of thousands of dollars on a home, you should not be too concerned with getting 1, 2 or 3k back from the Movers Advantage Program.
WHAT YOU SHOULD REALLY BE CONCERNED WITH IS WHETHER OR NOT YOU ARE GETTING SUPERIOR SERVICE, A GREAT NEGOTIATOR, A FULL TIME PROFESSIONAL HAWAII REAL ESTATE AGENT AND SOMEONE THAT IS WILLING TO WORK THEIR BUTT OFF FOR YOU.
Have any questions? Call or email me anytime.
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