I'm Not a Criminal, Are You?... Prove It!

Jonathan, sorry to hear that.  It is a long process to get off those lists, but with persistence it can be accomplished.  Best of luck to you.

Hi Jonathan~ I thought with the patriot act, or something like that, that everyone had to show their ID in order to complete the mortgage or bank loan process.  They ask for it regardless of whether or not you may be on the blacklist. 

I had to give my SS recently to the bank in a short sale transaction, as the listing agent . . . receiving and providing info to/from the bank. That's how they ID authorized parties.

Good Jonathan,

I can relate to being on the TSA no-fly list. I, or else named Wayne Johsnon was on a list of some sort used by American Airlines. Only American had an issue with my name. I tried to get explanations too as to why. No other issues with any other carrier. Eventually it got worked out, but it's no fun holding up the line, and having your fellow passengers give you the evil eye.

Jonathan, Sorry to hear about your ordeal.  I have come across it now and then with buyers.  Sometimes our buyers have common names in whatever country they are from.  When the bank who holds our escrow monies check that infamous list - a name will come up as being the same.  Then we have to do back to the buyers and ask for a social security number to see if they are in deed the bad person on the list.  Our banks say because of the Patriot Act, if a person declines to provide the necessary information, they can not deposit the earnest money.  I know it can be embarrassing for both the agents and the clients.  It's going to keep happening more and more.  So I would not get to upset unless they think you are the bad bad person....

Jonathan,

They say everyone has a double.  In your case it is a name.  It is very unfortunate.  My ex has someone with the same name as him.  What happened was he received a traffic violation summons from Arizona, and he was never in Arizona.  He had to prove that he was not in that state at that time.  As long as you are the good Jonathan, I wouldn't worry about it.  Just make sure you have your license on hand at all times.  LOL

Brigita

I'm so sorry and I suggest you keep your copy of your records and just send them in everytime, just to save yourself the time and trouble. Are they willing to pay the extra cost that is incurred by your buyers or sellers for delays?

Jonathan...

First of all I want you to know I'm not laughing at you I'm laughing with you. There's a good TLW and bad TLW you know :)

Here in Florida it's not uncommon to be asked for I.D. by a title company. I like the idea that some behinds are being covered. If they started doing things like this to begin with maybe mortgage fraud wouldn't have become the animal it became :)

TLW...ROAR!

Well now Jonathan....it's good for all of us here on Active Rain to finally know we're only dealing with the "good" Jonathan.  Congrats on your confirmed GOOD status...LOL  Funny story (I think ;-)