Special offer


Real Estate Agent with Keller Williams Real Estate/The Richards Group


Amount of Credit:            Lesser of 10 % percent of cost of home or $8,000

Eligible Property:             Any single family residence (includiing Condos, Co-Ops, Townhouses) that will be used as a principal residence.

Refundable:                       YES, Reduces (or can eliminate) income tax liability for the year of purchase.  Any unused amount of tax credit refuned to purchaser.

Income Limit:                    YES, Full amount of credit available for individuals with adjusted gross income  of no more than $75,000 ($150,000 on a joint return).  Phases out above those caps ($95,000 and $170,000)

First-Time                           YES, Purchaser may not have owned a home in 3 years previous to purchase        Homebuyer  only:  

Revenue Bond Financing: YES, Purchasers who utilize revenue bond financing can use credit

Recapture:                     If home is sold within three years of purchase, entire amount of credit is recaptured on sales.  Applies only to homes purchased in 2009

Termination:                      December 1, 2009

Effective Date:                 January 1, 2009

Let us help take the STRESS out of the homebuying propcess and help you with your First-Time Homebuying process to fully take advantage of all the benefits.  Please call me or visit my website at: www.FirstTimeHomeBuyersAssistance.com and I will do the rest.  We specialize in working for First-Time Homebuyers, just like you, representing their best interests throughout a purchase FREE.  Our services are paid for by the home Seller.

When we work for you we will:

1. Educate you about Buyer Agency, outlining our fiduciary responsibilities to you, which include: complete disclosure, loyalty, confidentiality, obedience, and accountability.

2. Save you time searching the market for an affordable home that meets your criteria and tour homes with you and provide comparative analysis.  We can also refer you to expert home inspectors who'll provide more in-depth analysis and advice.

3. Help you explore and understand your financing options so that you can make the best possible mortgage decision.

4. Negotiate the best possible price for you and take care of all the documentation details.

5. Assist you, if necessary, in finding any home-related service you need.

In short, we at the Richards Group provide you with friendly, comprehensive, no pressure, high quality Buyer's service.  So if you'd like us to help you buy a home or your first home, please call me or email me.  I hope to hear from you soon.


Bob Speaker

The Richards Group, Inc.

Keller Williams Real Estate, LLC

Cell:  303-517-7692

Direct: 303-248-7402

Fax: 303-248-7403

Website:  www.ColoradoRealEstateHomeSource.com

Email:  BobSpeaker@kw.com


Posted by

The Speaker of YOUR House!
Bob Speaker CRS, GRI, SSF
Keller Williams Real Estate
140 S. Wilcox Street
Castle Rock, CO 80104

303-517-7692 Cell
303-248-7402 Direct




Bob Speaker
Keller Williams Real Estate/The Richards Group - Castle Rock, CO
Colorado Real Estate

Thank you

Jun 20, 2009 10:12 AM