USDA Direct Loan Program for Atlantic County New Jersey 100% financing with max rate of 4.625% and as low as 1%.

Real Estate Agent with Keller Williams Realty Atlantic Shore

For home buyers with low to very low income the USDA single family housing direct loan program offers and incredible opportunity to own an affordable home.

Here are some of the details on this program:

Only certain cities qualify:

For Atlantic County, NJ

Borogh of Buena

Buena Vista Twp.

Corbin City

Egg Harbor City

Egg Harbor Township

Estelle Manor

Folsom Borough

Galloway Township

Hamilton Township

Mullica Township

Port Republic City

Weymouth Township

Eligibility requirements:

To be eligible applicants must meet very low and low income limits. This depends on the number of people in the household and the household income.  For example a family of four in Atlantic County with $54,700 income would qualify as low income and $34,200 would qualify as low income.  Moderate income would be considered $60,200.

The maximum loan amount is $249,600.

Subsidized Funds

Payment assistance is available to drop the rate to as low as 1% and currently the rate will not exceed 4.625%

For more details on this program, the $8,000 first time home buyer tax credit, or other financing opportunities, please call me at 609-484-9890 ext. 132.

Best wishes,


Matthew Haviland

Your Trusted Real Estate Expert For Life


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Matthew Haviland ~  ~ 609-484-9890 ext. 132

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