S.M.A.R.T. Approach to Achieving Your Goals

Mortgage and Lending with Infinity Financial Group
  • Specific

Define your eventual success. Create vivid, detailed, clear written descriptions, so you know exactly where you are headed. Do you want to own waterfront property or acreage in a location of your choice? Do you want your real estate to generate income? If so, how much? Continually, keep your goals "top of mind" by displaying and carrying key words written on small cards, but don't share all the details until your goal is achieved.

  • Measurable

Breakdown the goal into doable steps. Know how you will benefit from each. How many real estate properties, each with its own reasonable amount of appreciated value, stand between you and the waterfront, rural or income property you desire? Would shared ownership of some or all of this real estate accelerate your progress?

  • Accountable

Commit yourself to your vision of the future. Be responsible for the results. How will you discipline yourself to avoid failure and to consistently make progress? Are you prepared to take charge of impulse spending and other personal actions that may undermine goal achievement?

  • Realistic

Create attainable goals that are a challenge, but not overwhelming. Don't let others decide what you can and cannot achieve. Counteract the obstacles, costs and trade-offs, in advance, with practical strategies. How will you overcome shifts in the real estate market or interest rate fluctuations along the way? Overcoming problems that undermine others will earn you a reputation for resourcefulness that may prove useful when facing the challenges ahead.

  • Time-Oriented

Set realistic deadlines that you can, and will, keep. Create a schedule that takes you forward to your goal, but re-evaluate the timing regularly. Be patient, but persistent. The impossible may just take a little longer.

Obstacles and roadblocks naturally arise along the path to our goals. The greater the goal, the bigger the roadblocks and the louder the nay-sayers. Anticipated hurdles can be relegated to becoming merely steps along the way. Obstacles mark our progress. They are not reasons for failure or excuses for giving up unless you want them to be.

Comments (3)

R. B. "Bob" Mitchell - Loan Officer Raleigh/Durham
Bank of England (NMLS#418481) - Raleigh, NC
Bob Mitchell (NMLS#1046286)

You get a "5"!   I've seen it before, but last night I laid in bed thinking about what I was going to do today and decided that I was going to put my thoughts to paper and redo my business plan.  Then I read your post and it couldn't have been more timely!  Thank you!


Bob Mitchell


Jun 01, 2007 02:22 AM
Suzanne Sands
Pavao Real Estate - Somerset, MA
Somerset MA Real Estate


Thanks for spelling it all out! Great post :)

Jun 02, 2007 01:12 PM
Sharon Simms
Coastal Properties Group International - Christie's International - Saint Petersburg, FL
Written goals are achieved far more often than unwritten goals. Put up pictures of your goals, whether on your mirror, your desk, your computer, your breakfast table.  See the vision, and it will come.
Jun 16, 2007 12:10 PM