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VA LOAN BASICS KAPOLEI HAWAII

By
Mortgage and Lending with VA LOAN HERO-ALOHA LENDING SERVICES

Aloha,

Just some VA basics that will be helpful to all in the industry

1. max Loan limit in Honolulu County is $1.5 million dollars.

2. max Loan Limit with zero money down is $783,750 ( High balance)

3. If a Va client is purchasing 1.5 mil they have to come in with the 25% of the difference between $783,750 and $1.5 million. Plus closing cost and funding fee. The difference is $179,062.50 The funding fee would be $28,400.17 and the closing cost would be around $39,628 minus the non allow-ables.

Mahalo For stopping by to see the VA Loan Hero.

Thats all folks

Tim and Pam Cash
Crye-Leike (Sango) - Clarksville, TN
Real Estate Professionals - Clarksville TN

Dave, great information for our Veterans who are relocating to Hawaii.  Thanks much.

Jun 29, 2009 01:33 PM
Eric Reid
Renaissance Realty Group of Keller Williams Atlanta Partners - Lawrenceville, GA

man the idea of a va loan for a 1.5 just seems unreal for our market

Jun 29, 2009 01:34 PM
Dave White
VA LOAN HERO-ALOHA LENDING SERVICES - Kapolei, HI
VA Loan Hero

Aloha Tim And Pam,

Thank you for taking the time to not only read my post. Aloha

Jun 29, 2009 02:19 PM
Dave White
VA LOAN HERO-ALOHA LENDING SERVICES - Kapolei, HI
VA Loan Hero

Aloha Eric,

I am based out of Hawaii so my stats are for Honolulu county. Im not sure what you Limits are so I apologize if my information doesnt macth you county. I believe the limit in your area for conventional might be $417,000 for conforming However I am not sure about High Balance. Aloha

Jun 29, 2009 02:22 PM