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Are Banks responding well to homeowners in distress?????

By
Services for Real Estate Pros with Mkscope

A recent report from the National Foreclosure Mitigation Counseling Program indicates that homeowners are waiting, on average, 45-60 days for responses to requests for help. Other homeowners have found servicers reluctant to make meaningful changes to the terms of their mortgages despite advertised participation in the Administration’s foreclosure prevention initiatives.

Recently Senators  Jack Reed (Rhode Island), Chris Dodd (Connecticut) and a few more senators urged Treasury Secretary Timothy Geithner to develop and implement a strategy requiring banks and loan servicers participating in the Administration’s foreclosure prevention programs to effectively respond to qualified homeowners seeking assistance.

The senators also showed concerned towards the huge number of option arm's resetting during the next 4 years.

 

the test of the letter sent can be seen here on this link

leads for loan modifications

 

 

 

 

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Roy Kelley
Retired - Gaithersburg, MD

The government programs have not shown a high level of success. Many distressed borrowers will need to pay their mortgages of face foreclosure.

Jul 05, 2009 11:16 PM
Russ Ravary ~ Metro Detroit Realtor call (248) 310-6239
Real Estate One - Commerce, MI
Michigan homes for sale ~ yesmyrealtor@gmail.com

I don't think they help anybody.  They say they will but they don't do anything at all for people

Jul 05, 2009 11:39 PM