Short Sale Expert can help you to avoid Foreclosure in Bend Oregon at NO EXPENSE to the homeowner!

Real Estate Broker/Owner with Team Birtola High Desert Realty 4662



Ruben Garmyn, Principal Broker & Owner of Team Birtola-Garmyn at Prudential High Desert Realty in Bend 541-312-9449 has earned the prestigious Certified Distressed Property Expert (CDPE) designation, having completed extensive training in foreclosure avoidance and short sales. This is invaluable expertise to offer at a time when the area is ravaged by "distressed" homes in the foreclosure process.

Short sales allow the cash-strapped seller to repay the mortgage at the price that the home sells for, even though it is lower than what is owed on the property. With plummeting property values, this can save many people from foreclosure and even bankruptcy. More and more lenders are willing to consider short sales because they are much less costly than foreclosures.In the Central Oregon area, more than 1100 homes are in danger of foreclosing or in the foreclosure process. It is happening in all price ranges. Local experts say that even high-priced homes are not immune.

"This CDPE designation has been invaluable as I work with sellers and lenders on complicated short sales," said REALTOR Ruben Garmyn. "It is so rewarding to be able to help sellers save their homes from foreclosure."

Alex Charfen, founder of the Distressed Property Institute in Boca Raton, Fla., said that Realtors® such as Ruben Garmyn with the CDPE designation have valuable training in short sales that can offer the homeowner much better alternatives to foreclosure, which virtually destroys the credit rating. These experts also may better understand market conditions and can help sellers through the emotional experience, he said.

The Distressed Property Institute opened in January 2008 and provides ongoing training. The CDPE is the premier designation for Realtors helping homeowners in distress and handling short sales. "Our goal is to educate as many people as possible so we can help as many homeowners as possible," Charfen said.

Ruben Garmyn added that having an expanded inventory of "Short Sales" will also give buyers instant access to the better and competitieve priced properties in Central Oregon helping sellers avoid foreclosure!

Ruben Garmyn PC, CDPE, ABR, GRI, CRS, E-PRO
Certified Distressed Property Expert
Principal Broker \ Owner
Prudential High Desert Realty
Team Birtola-Garmyn
541- 312 - 9449      


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Satar Naghshineh
Satar - Amiri Property and Financial Services Corp. - Irvine, CA

CDPE is not enough as their training gives you a 47% success rate. I suggest you head over to your local bookstore and read what you can find on short sales.

Jul 07, 2009 04:57 PM #1
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