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Cary, NC Real Estate, Unpermitted Improvements in Cary

By
Real Estate Broker/Owner with Realty Arts NC Broker License #235526

Earlier, in Home Improvements and Hiring Contractors in North Carolina, I mentioned unpermitted home improvements. 

It is a timely subject.  Every week we see homes come on the market, or take buyers to homes that appear to have finished space that was not permitted or inspected by the Town of Cary Inspections and Permits Department.

This is not legitimate space that can properly be figured into the home's living space.  If a fire starts in an improperly finished living space, and is blamed on uninspected electrical work, the homeowner may find that the insurance company can deny their claim.

What to do?

Face up to the problem, pull a permit, and get the space inspected and signed off.  The homeowner should go to the Inspections and Permits Department at Town Hall and apply for a permit.  Then tell the clerk that this is for an area that was previously finished.  You will probably need to have electrical, HVAC, and structural inspections performed.

Ask for a "Multi-trades Inspector."  This is an inspector who can look at work done by various tradesmen, and will expedite the process.  This is more efficient than having separate electrical, plumbing, mechanical, and structural inspectors come out, all with different appointments.

Will the inspector ask for walls to be torn out to inspect work that has been covered up?  Possibly.  It depends on what he finds as he goes along.  Quite often, if all work appears to meet codes, and different areas are viewable, the inspector may go out on a limb and pass the project without major tear out.  If it is an obvious sloppy job done with little skill, there may be a large tear out and repair job ahead.

Bottom line?  Pull permits and have inspections performed for projects.  And if you have areas that were not inspected, get thos issues cleared up prior to marketing the home.

For the real estate agent: Make sure you have measured accurately, and beware the unpermitted attic, basement, or bonus room, whether you are working with the Buyer or the Seller.  You are responsible for helping people buy what is Listed and advertised.  Be sure it is accurate.  Check the Wake County tax website and see if permits were pulled.  a large discrepancy between the tax site amount and your measured amount may indicate unpermitted space.

Posted by

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Scan the QR Code with your Smartphone to Email MeQR CodeMike Jaquish, REALTOR®

919-880-2769 www.RealtyArts.com

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Independent Broker/Owner, Realty Arts

130 Towerview Court,

Cary, NC

Comments(5)

Sean Hashimoto
Primary Residential Mortgage, Inc. NMLS 3094 - Honolulu, HI
Senior Loan Officer
Is it common in NC too?  Here in Hawaii you'll also find quite a bit of homes that had work done unpermitted.  Trying to save a buck in property tax could cost them $$$ in the long run.
Jun 06, 2007 12:06 AM
Mike Jaquish
Realty Arts - Cary, NC
919-880-2769 Cary, NC, Real Estate

It is all too common, Sean.

Unsuspecting Buyers don't realize it.

And then when the folks go to sell a home, they end up stuck with the issue of the unpermitted addition, and no idea what happened.

Thanks for reading and commenting!

Jun 06, 2007 03:32 AM
Leigh Brown
Leigh Brown & Associates, RE/MAX Executive - Charlotte, NC
CEO, Dream Maker - Charlotte, NC
so true!  yet another reason to hire licensed appraisers to measure listings for you-they often throw up a flag when they see a big difference between the tax card and the true sketch.
Jun 06, 2007 01:33 PM
Rita Taylor
None - Sanford, NC
Sanford NC Real Estate - Homes for Sale in Sanford North Carolina

Mike,

Unpermitted improvements can certainly be a big headache.  In the county we once lived in in TN there was no requirement to  get a building permit, so there were some interesting things built there to say the least!  I wasn't an agent back then but a first time homebuyer and we saw some strange things.

 

Jun 06, 2007 02:26 PM
Mike Jaquish
Realty Arts - Cary, NC
919-880-2769 Cary, NC, Real Estate

Leigh,

Wake County tax site makes the red flags pretty easy to see.  I've been kicking around using an appraiser, but haven't done so yet.

Rita,

I moved away from Pennsylvania prior to the installation of the statewide building code a few years ago.  Rural PA has some really weird stuff too.

Jun 06, 2007 11:58 PM