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Redding CA ~ Short Sales, Loan Modification or Foreclosure!

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Real Estate Agent with The Address Realty BRE#01299346

Redding CA ~ Short Sales, Loan Modification or Foreclosure!

Redding CA ~ Short Sales, Loan Modification or Foreclosure--Loan modifications continue to be the help that sellers facing hardship need to stay in their homes. Unfortunately, we don't get to know or understand how the bank determines if you can qualify for the loan modification.

If you need to do a loan modification, you will need to provide the bank with a financial statement, letter of hardship, 2 months of pay stubs, Bank statements and 2 years of tax returns.

Redding CA ~ Short Sales, Loan Modification or Foreclosure--While the rationale exist that it is better for both the bank and the seller to allow the seller to remain in their home, the loan modifications that are approved are a small percentage. The banks also remain mysterious on many facets of the loan modifications. While you receive a few details on how the modification will work, you are expected to sign documents that may not be recorded or of a permanent nature. The compelling terms and language you use with the banks can help. Pay a professional Realtor to do a BPO and market analysis of your area and home.

Redding CA ~ Short Sales, Loan Modification or Foreclosure--Let the bank know that by doing a short sale, they will have to sell the home at market value and pay commissions. A foreclosure will cost much more. They will in fact do better by allowing you to stay in your home at a reduced principal and lower interest rate. They may compensate by lowering your principal but not to market value. This may be sufficient to allow you to "weather the storm" so to speak and stay in your home.

Research your options carefully. Speak with family members, an attorney and/or financial professional to understand all your options. There are times when bankruptcy may protect you and a time when choosing foreclosure over the bank's demands will be your best option.

This is in not in any way meant to provide any any type of legal or financial advice but to merely suggest that you MUST become knowledgeable about what choices there are and choose the best choice for your circumstances.

Redding CA ~ Short Sales, Loan Modification or Foreclosure--I have a 100% approval rating in getting my short sales approved. If the short sale is the best option for you, I can speak with you about the nature of the short sale and how it work.

I am Jeanean Gendron, your Redding and Shasta County Specialist. I can be reach at 530 276-7417. I answer my phone.

Visit my short sale sites for more information: Short Sale Information and my Short Sale Blog.

 

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Jeanean Gendron - Specializing in Marketing and Selling Unique Properties--We love where we live and work and we love our listings. This is why we specialize in marketing and selling unqiue properties that have been developed to the highest and best use of the land.

 

It is a priviledge to market a well developed property that promotes a lifestyle Buyers are looking for. It's not really about a price range but about the lifestyle and the Buyer who will find that it has value. MARK IT SOLD!

 

Jeanean Gendron

 

Specializing in Marketing and Selling Unique Properties

 

866 441-0078

 

Learn more about how we market and sell our listings:

 

Marketing the Land - Marketing the View - Marketing Luxury - Marketing Lifestyle

 

SELLERS: FREE MARKET VALUATION--If you are looking to sell your home in Shasta County, CA or in the Redding CA area, we specialize in marketing and selling unique properties. We SELL our listings. With a pervasive web presence (15+ websites/blogsites) we are able to target specific Buyers interested in your property. With the right price point, beautiful marketing and by knowing who our Buyer is, we are able to sell all our llistings. We provide the Buyer with the tools, information and knowledge they need to identify and buy the right property here in the North State. We have Buyers contacting us to relocate to the North State daily.

 

We target the local, regional, national and international markets.

 

MARK IT SOLD!

 

 

BUYERS: If you are looking to relocate to the North State download our free RELOCATION GUIDE. It has local demographics and photos of the beauty of the surounding areas. We love living and working here in Shasta County, California. We are photographers and so we share the beauty with you. We also provide you with a FREE MLS ACCOUNT for ALL ACTIVE LISTINGS IN SHASTA COUNTY, CA. You are able to save searches and receive email notice for new listings. Real time data that helps you understand the market values in Shasta County, CA.

We call it Living The Shasta Lifestyle!

 

Featured Listings - Redding and Shasta County Real Estate Resource - How Much Is My Home Worth ~ Search all Homes in Shasta County -  Dream Home Finder - Search for Schools in Redding and Shasta County

Jeanean Gendron

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Visit our main real estate website that provides you with the ability to Search the MLS and to set up A FREE MLS ACCOUNT so that you can save searches and select favorite properties. See all Shasta County MLS Listings in real time. I also have many saved searches for unique properties (ranch, views, river, acreage).

 

There are saved City Searches and Community Searches for all of Shasta County.

 

 The Shasta Lifestyle is our blog site where we showcase our photography and the beauty of the North State and why you want to live here.

 

Here are my websites/blog sites:

 

REDDING COMMUNITIES

Redding Real Estate Ramblings

 

LUXURY HOMES

Redding Luxury Homes

 

RESALE OCHOA & SHEHAN HOMES

BelAir EstatesCrown MeadowsSummerfield Meadows

New Homes Shasta County

 

All Rights Reserved © 2014 Jeanean Gendron

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