I have included comments at the end of my original blog. I have re read the bill and studied it more carefully, and realize now it is too broad. Protection for consumers needs to be in place for non-standard loans but this bill is too vast. I would support a simple recission period or something to that effect on non-standard loans. This probably would be an easier solution.
Thanks for your comments, hopefully the House will ammend SB 965 it greatly or just not pass the bill.