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Mortgage Topics: Week in Review June 2-8, 2007

By
Real Estate Agent with THE PODGURSKY GROUP @ Re/Max Direct

After a discussion with the multi-talented Colleen Kulikowski, I've begun the mission of a Week in Review post...but this post is dedicated to Mortgage Professionals.  I want to get the ball rolling based on Colleen's desire to help highlight my professional colleagues... then I'll be handing it off to others to write.  The thing is, the way to really get a good handle on the effect of our Mortgage information posts will be to have a few Realtors also take a shot at writing this!  Hopefully this will become a standard post for Friday release!


Sometimes We Get Lucky And Are Able To Save Deal. - George Souto

What a great testament to how a Mortgage Broker with a creative mind can save not just one transaction but a string of deals that affect many families.

How Much is that Cup of Coffee Really Costing You? - Robert D. Ashby (and then a bunch of letters....)

Robert really earns his stripes (and epaulettes) as a CMPS by showing people real and important mortgage planning ... this calculator weighs the cost of your daily cup of joe, when you let other people pour them for you!!

Portable Mortgages Permit Predictable Payments - Brian Brady (actually 6/1 but I'm not counting)

Very interesting view on an innovative mortgage vehicle

Foreign National Home Buyers in Florida: How to get your Loan Started! - David Podgursky (moi!)

A little gratuitous of me, eh?  no... this is a bare bones "here's some mortgage info for the rest of y'all" type post

Shopping Your Mortgage Without Getting Burned - 12 Steps to Success - Art Blanchet and Bill Quigly

You can't tell people too many times about the perils of shopping a loan!!!

Mortgage Shopping? Rate is Not Everything...Common Sense is! - Matthew Blum

A new voice with a great message... watch him grow.  Watch Out Palm Beach Gardens, Florida!

Getting a mortgage is not a spectator sport. - Mark Flanders

No one loves homework but a mortgage loan process really shows why we need to keep our financial information organized.

Very Urgent!! - All Illinois Real Estate Professionals - Michael Hutchins

Actually written 5/31 but a VERY important topic... States should not be regulating loan programs - just lenders.

Seriously - Mike Mueller

Seriously... this is a scenario mortgage brokers hear at least once a week.  It is almost fun watching a green broker crack a big smile before they figure out this is SO ILLEGAL.

VA Loans: Should I Use My Eligibility? - Leah Ross

She's not just stealing all the business from the Gulf Coast but she's helping all the families in the Gulf Wars (and other Vets) with their financing.

Are You Credit Savvy? - Steven Shewell

How many borrowers get a no from people who either don't want to take the time to help them with their credit?

Debt consolidation - Beware - Dave Cheatham

If you hear the radio ads for debt consolidation loans over and over and over... read this

FHA & Mortgages..... when do you throw your hand (cards) in? -- Part 1 - Jeff Belonger

A great primer on FHA and why more people should be looking at that type of program

What Part of What I Said Do You Disagree With? - Randy L Prothero (and a bunch of letters)

Yes... I realize he is NOT a mortgage professional but he is a Realtor with something to say about Professionality in Mortgages!

When is it good to pay discount points? -  Ethan Hoke

How many times do I have to explain this one? especially because most of the time the client just hears from someone they know "Don't pay points!"


HOMEWORK TIME!!

Man was it hard finding posts this week to add here... why??? There are not enough good Mortgage Related posts. 

Posting on ActiveRain needs to include topics that actually related to your own industry!  You have to do some Localism type posts to get some local street cred... but it is up to us Mortgage Professionals to educate Consumers AND our fellow Real Estate Professionals. 

If you know your job... SHOW IT!


  • Next Week's (June 9-15) writer is - Mark Flanders, fresh off of surgery and raring to get some fellow mortgage brokers to write something worthy of this list
  • The week after (June 16-22) will be written by - Brian Brady... taking a long weekend now so he can prepare to review!

If you are interested in writing the Mortgage Week in Review, please email me for an assigned week!


More Florida Mortgage and Real Estate News You Can Use From
David A. Podgursky, MBA
The Mortgage Go To Guy
Your Source for Residential, Commercial, Investment and Relocation Mortgages in Florida

First of many posts to come written with Windows Live Writer!

 

Comments (40)

John Novak
Keller Williams Realty The Marketplace - Las Vegas, NV
Henderson, Las Vegas and Summerlin Real Estate
This is a real good idea, David. And I think real estate agents will benefit from this as well. We can always use a better understanding of mortgage issues, and this review will give us a centralized point to check in on.
Jun 08, 2007 01:33 PM
Maggie Dokic /Indialantic | 321-252-8696
Magdalena Dokic - Indialantic, FL
Selling the beach in Florida's space coast
David, you sure did a great job of putting this together.  This will be a great resource for us realtors.  I look forward to future editions.  Thanks!
Jun 08, 2007 02:28 PM
Christy Powers
Keller Williams Coastal Area Partners - Pooler, GA
Pooler, Savannah Real Estate Agent
Wonderful, wonderful post. Thank you so much. I am off to read.
Jun 08, 2007 02:38 PM
Jeff Dowler, CRS
eXp Realty of California, Inc. - Carlsbad, CA
The Southern California Relocation Dude

Great set of articles, David. Thanks for compiling this. I enjoy learning more about the mortgage side of the buysiness - so much I don't know. The more I know the more effective I can be with my clients.

Thanks for your efforts.

Jeff

Jun 08, 2007 05:46 PM
Tony Gallegos
Cognicorp Mortgage Banking Advisory - Marietta, GA
I really enjoy these type of posts as they provide links of good postings I may have mixed. I also put out a similar list on Monday's...thanks.
Jun 08, 2007 05:57 PM
David A. Podgursky PA
THE PODGURSKY GROUP @ Re/Max Direct - Boynton Beach, FL
THE PODGURSKY GROUP - Make the Right Move!

Colleen - thanks... sometimes I just need a muse

Randy - thanks for writing something that would cross industries... I think we need more insight crossing both industries because it can only help us as professionals in both doing our work and also in our networking relationships

Maureen - Thanks

Jason - bring it on!

Mike - let's hope not!  I hear that there are some speedos out there!

Art - aww... dear old mom needs to know her son isn't still a troublemaker??  Thanks!

Christy - thank you

Ann - thank you!

Joan - enjoy the reading - this will become a standard

John - exactly... thanks!

Maggie - obrigado

Jeff - now we just have to get more mortgage brokers to contribute quality content for next week's list

Tony - maybe you'll do one in the future!

 

Jun 09, 2007 04:50 AM
Gary Bolen
McCall Realty - South Lake Tahoe, CA
CRS - Lake Tahoe Real Estate Information
Thanks for this post. We've got two Mortgage Brokers we most often deal with, and both have quite often saved deals. Both also participate in our real estate seminars. 
Jun 09, 2007 04:59 AM
Cyndee Haydon
Charles Rutenberg Realty - Clearwater, FL
727-710-8035 Clearwater, Beach Short Sales Luxury Condos &Homes
David what a great idea - this is great mortgage information and I still love the article you did on Foreign Nationals - it definitely deserved to be included :-) Love having it all in one place for quick reading! 
Jun 09, 2007 11:01 AM
David A. Podgursky PA
THE PODGURSKY GROUP @ Re/Max Direct - Boynton Beach, FL
THE PODGURSKY GROUP - Make the Right Move!

Gary - great... thanks!

Cyndee - thanks...hopefully we can make an anthology one day... AR Mortgage Greatest Hits - as seen on YouTube

Jun 09, 2007 01:26 PM
Michael Hutchins - Consumer Advocate, Chicago
Michael Hutchins Ent. - Chicago, IL
Great work David!  Thanks for the props man!  Keep up the good work.
Jun 10, 2007 10:44 AM
Ronnie Roach
PrimePay Business Services - Kill Devil Hills, NC
Watch out - David is on fire.  Great post and tons of link love.
Jun 11, 2007 04:23 AM
David A. Podgursky PA
THE PODGURSKY GROUP @ Re/Max Direct - Boynton Beach, FL
THE PODGURSKY GROUP - Make the Right Move!

Michael... thanks!

Ronnie - that's me! thanks!

Jun 11, 2007 04:26 AM
Celeste "SALLY" Cheeseman
Liberty Homes - Mililani, HI
(RA) AHWD CRS ePRO OAHU HAWAII REAL ESTATE
Hey David...that was a good one...bookmarked to read the loads of info!
Jun 11, 2007 04:45 AM
Spokane Home Loans Spokane Mortgage
Spokane Mortgage - Spokane, WA
Nice posts, a great bookmark.
Jun 11, 2007 11:16 AM
Janet Guilbault
Platinum Home Mortgage Company - Walnut Creek, CA
San Francisco Bay Area Direct Mortgage Lender
Darn, I wish a few more girls had made the list. I'll have to try harder for next time. Go Leah.
Jun 11, 2007 11:18 AM
Christy Powers
Keller Williams Coastal Area Partners - Pooler, GA
Pooler, Savannah Real Estate Agent
What a great job. There were some really good posts that I missed until now. Thank you!
Jun 11, 2007 12:34 PM
Irina Netchaev
Pasadena Views Real Estate Team, Inc. - Pasadena, CA
Pasadena CA Real Estate
David, thanks for pulling these together!
Jun 11, 2007 04:53 PM
Laurie Manny
Long Beach CA Real Estate - Long Beach, CA
David,  I suspect that this was a greater challenge than most of the week in reviews.  Not to take away from them, I know they are a tremendous amount of work.  You did a really great job here, thank you.
Jun 11, 2007 07:17 PM
Leah Ross
Your Tampa Bay Mortgage Source - Tampa, FL
Tampa, Florida Mortgage

GIRL POWER!!!!  David, thank you for a wonderful review!  I appreciate the mention and I really enjoy being able to read other informative mortgage articles!  Thank you for taking the time to make this post!  I will continue to be your advocate and write informative mortgage articles!

Jun 12, 2007 01:48 PM
Shane Sarae
Honolulu, HI
Thank you very much for sharing and taking the time to compile the information.
Jul 24, 2007 05:20 PM