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Loan Modifications Not Happening

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Services for Real Estate Pros with Real Estate Consultants

"I think the banks are looking at the market bottom and trying to hold on to som eof their loans and properties until things get better," said Bill Newton, executive director of the Florida Consumer Action Network. "But it sure doesn't help the rest of us, especially since they're working with government bailout money."

The numbers from the first monthly Servicer Performance Report through July: 400,000 offers have been extended to 2.7 million borrowers who are more than two months behind in their payments. Of those, only 235,000 have started on the three-month trial period to begin a loan modification.

http://www.hispanicbusiness.com/news/2009/8/10/loan_modifications_not_happening.htm

 

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Dan Quinn
The Eric Steart Group of Long & Foster Real Estate - Silver Spring, MD
Dan Quinn

AUG 11 2009

 

I have not talked with one person who has had his loan modified.  I have talked with several who were denied.  I am wondering if this isn't true - that the banks are seeing the market bottom and are holding on to these loans.  I have heard the typical delay and stall tactics - "We didn't receive the fax...There are some pages missing in this fax...We need a clarification", and then the request to resubmit and start over.

To be successful, it will demand patience and tenacity.  I would love to hear of stories where a loan modification has been successful.

Aug 10, 2009 10:49 PM