Need better coverage but dont think you can afford it? Contact Dennis Insurance Agency today.
A number of things affect the premium price you pay for your auto insurance apart from the obvious detail of how many claims you've made!
Believe it or not, your credit rating is taken into consideration. Occupation is also factor as some occupations produce statistically safer drivers than others. Then there is the total number of miles you travel per year, how far your workplace is from your home and your years of driving experience. Last but not least is whether or not you've ever let your car insurance lapse.
Obviously, some of these factors can't be altered. It's not sensible to change occupations just to reduce your premium a little! But you can change some things and you'll notice the difference in your rate if you do.
If you have a bad credit rating, work hard on restoring it. This will benefit other areas in your life as well! Make sure that you keep your auto insurance current. Find out from your insurer and their competitors just what discounts are available for having an anti-theft device installed, having anti-lock brakes, insuring multiple cars and having other assets, such as your home or home contents insured by the same company. Most insurers offer a variety of discounts.
Of course, the best way to keep the future cost of your auto insurance premiums down is to drive safely!