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Buyers Agent - Where's the Nar updates for foreclosures??

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Real Estate Agent with Century 21, Preferred Properties

There's absolutely no doubt that the ABR designation is a very valuable one that the NAR and all realtors recognize. These are changing times though. As an  agent doing a good many REOs both as listing and selling agent I see both sides. The frustration that the selling agent feels when the bank is unresponsive can be huge and is sometimes taken out on the listing agent as if they were somehow responsible. Some listing agents seem to ask for it too.

How many reo listing have you seen that say 'offers only accepted by e-mail. No calls. If listing says active in mls it is available.' These are listing agents that frankly and obviously NEVER want to speak with the buyers agent. How rude. I would never consider that attitude with my reo listings.

The flip side of the coin though are the many buyers' agents who don't bother to read the mls instructions regarding prequal letters, lack of disclosure, estimated response times, signed bank addendums, and the property being sold as is. It never ceases to amaze me when I get one of these and usually the worse the offer format, the more angry the agent (and presumably their client) when they don't get what they want.

Selling foreclosures isn't easy on the best of days. Something invariably goes wrong and the listing agent is fighting a timeline for reimbursments for expenses and utilities. The process is easier though with a selling agent who's been to the reo rodeo. The buyers' representative is mostly just doing what they've been certified to do but it just doesn't work the same way with foreclosures. I'd really like to see a segment of the ABR designation course devoted to the art of selling foreclosures. It would go a long way to getting accepted offers and having happy clients and increased sales.

I'd love to hear any feedback from those who are selling REO.

Happy Closings 

Comments(4)

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Cameron Novak
The Homefinding Center - 1000 Palms, CA
Real Estate Broker since 2008

Most listing agents are "asking for it" Chris.  I'm embarrassed to be associated with some people who have NO BUSINESS in our business.

Cameron Novak, Corona Real Estate Agent
Cameron Novak
Corona Real Estate Agent
The Homefinding Center
TM
Corona, California
951-212-7479

Aug 15, 2009 11:22 AM
Mary Jo Quay
H360homes.com - Minneapolis, MN
I Move You Home

Great post, and let's ask NAR that if they are so successful keeping the banks out of real estate why are we in the maize of short sales?   Are the banks really NOTin real estate?  As per the Supreme Court, Charter Banks (which is most of the big banks) are not obligated to adhere to state and local laws.  Much less real estate guidelines.  Most of the banks not only ignore 'time is of the essence,' but refuse to accept any verbiage of time limit for acceptance or negotiation on purchase agreement.

When we see statistics showing that over 50% of transactions are bank mitigated, how are banks not in real estate?   When over 50% of homeowners are upside down in their mortgages before their variable rate mortgages adjust and a substantial number will go to a short sale with the required 'bank approval,' how are they not in real estate.   Has NAR brought pressure on the banks to streamline the process and educate agents better on how to work with them to get to a closing in less than 90 days?  

I'm less concerned about forms than I am about getting through the labyrinth.

 

Aug 15, 2009 12:01 PM
Chris Oliver
Century 21, Preferred Properties - Reynolds Plantation, GA

You make a good point Mary. So much of the market is taken up with REO now that if you are going to be sucessful with these things it's best to be knowledgable. I don't think we will see the banks change their 'Take it or leave it attitude" any time soon. Not too long ago I had a bank officer tell me when presented with a fixable problem 'If it closes it closes and if it doesn't it doesn't' Great attitude Right? It didn't and this entity is on an FDIC watch list too.

Obviously Cameron it's not just the listing agents that are asking for it - sometimes the banks and asset managers just don't work in their own best interest.

Aug 15, 2009 12:23 PM
Mary Strang
Viroqua, WI

Chris IMO I am waiting for one great big lawsuit in the REO world to be filed and won. That will be the one that the class action suits follow... it is a great big mess and very must unethical way to sell property. I personally have lost my enthusiasm for REO work both selling and listing. Too much liability out there.

Aug 17, 2009 12:52 AM