Miami-Dade County Down Payment and Closing Cost Assistance Programs

Services for Real Estate Pros

The $8,000 Federal First Time Home Buyer Tax Credit has been getting a lot of buzz, but did you know that there are other great programs at the state and local levels available to home buyers? Program offerings range from zero-interest loans to grants to specialized mortgage programs.

You may qualify for down payment and/or closing cost assistance if you:

-are purchasing your first home. 

-are a senior citizen

-are disabled

-are a vetran

-are considering purchasing a foreclosure for a primary residence

-are considering purchasing a property in an underdeveloped or neglected geographic area


To take advantage of these programs, both the property and purchaser must meet certain requirements.  Most programs require some or all of the following criteria:

-the property must be purchased as a primary residence

-the property purchase price may not exceed a certain amount

-the property must be located within specific geographic boundaries

-the purchaser must be a first time home buyer OR purchaser has not owned property for the past 3 years

-the purchaser's income does not exceed a certain amount


To learn more about the programs available in Miami-Dade County, click here.


Looking to buy, sell or rent in Miami Beach or the surrounding area?  Call me at 305.851.5910.  For over 16 years I've helped people find the places they love to call home.  I'd love to help you too!





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