I am so Frustrated!

By
Real Estate Agent with Keller Williams SES

Maybe I'm just stupid but I know for sure I'm frustrated.....

Banks made loans to people who couldn't afford them so houses were selling like hotcakes which drove the prices up.

Then people are losing their homes and short saling their homes because they can't afford the mortgage payments.

Banks are saying no to short sales because they want more money. They're not getting any offers because they won't loan money to anyone (well, almost).

Houses are being foreclosed on and sent to auctions. Banks have reserves on them, they don't sell because the reserves aren't met.

Now the banks put the houses on the market to sell and the prices are finally down so they get multiple offers.

The banks are the reason property values are down. People are wanting to buy the houses but where are the banks now? Still holding out for more money!!??

Buyers want to buy, the banks are holding up sales. Why? Years ago the banks tried to get in to the real estate market. They're in now but in my opinion they're not doing a very good job protecting anybody's interests but their own.

I'm frustrated and so are my clients! What's your opinion?

Comments (5)

Ricky Khamis
Unity Home Loans, LLC - Gilbert, AZ
NMLS 173141 | CADOC 173141 - 480-339-1565

I am running into the same thing, banks take FOREVER to resond to the offer, then give you 4 days to close it or it costs them 100.00$ a day

Aug 17, 2009 09:07 AM
June Tassillo
Owner/Broker RE/MAX Elite Realty - Franklin, NC
Let me help you with the next phase of your life!

Most banks don't care about anyone else's interest but their own!  I had a offer in on a short sale this year at $70,000, it appraised at $77,000 they turned it down and its going into foreclosure instead.  I personally had a loan to renew this year and they wanted different terms that I said NO to.  I still got the loan renewed on my terms but not without threats from the bank.

Aug 17, 2009 09:14 AM
Courtney Cooper
Cooper Jacobs - Seattle, WA
206-850-8841

Hey Ann - It is pretty insane out ther eon the streets, isn't it?  Hang in there.  We are the ones that will be stronger when we get through this!

Aug 17, 2009 09:15 AM
Dale Baker
Baker Energy Audits and Commercial Properties Inspections - Claremont, NH
New Hampshire Relocation Real Estate Information

Howdy there Ann

Will I sure feel the banks want to control the whole home market. There has even been talk, that some banks just might be haven in house Real Estate Agents of their own. For selling the homes they have.

Baker Home Inspection and Consulting AR Signature

Aug 17, 2009 04:31 PM
Ann Kritsonis
Keller Williams SES - Renton, WA

Banks have wanted in house real estate agents for years. NAR has done a pretty good job so far holding on to our jobs for us.

Our MLS here in Washington has rules regarding listings. When we were in the other crazy market of homes selling quickly. Some agents were posting in the listings that any & all offers would be reviewed on such & such a date. This was fine but the seller had to have a letter on file declaring that this was their wish. The banks don't have to follow that rule. That just doesn't sit right with me.

Just because the asset managers consider their listings "assignments" they're not listings & don't have to follow the rules????

People need to sell their homes, people want to buy homes. The real estate agents have a great system for getting this done. Why can't the banks just let the professionals do their jobs.....

I hope an asset manager reads this....

Aug 18, 2009 07:34 AM