Columbus first time home buyers - PreApproval...
You need a Pre-Approval to buy a home.
You are not getting PRE-QUALIFIED. Get a PreApproval.
It is very, very simple. PreApproval
Before you get your heart set on a home.
Before you decide on a house where the seller will not look at an offer with out a PreApproval.
Before you lose THE house of your dreams to another buyer who has a PreApproval.
Before you enter into a contract with a seller and risk losing your deposit (earnest money.)
Before you pay for an appraisal.
Before you pay for the inspections on your first home.
Get a PreApproval from a reputable lender. I could go on and on and on about it.
The Columbus first time home buyers series:
- Find WHERE you want to live Columbus first time buyers - a step by step guide to buying a home - II
- Find an agent Columbus first time home buyers - a step by step guide to buying a home - I
- Find a mortgage loan officer <--We are here Columbus first time home buyers - III
- Find a home
- Find the terms that make the home yours
- Find out about the home
- Found it? Inspected it? Financed it? Close it and move on in
Yes I said "Find a mortgage loan officer" but you want to find a mortgage loan officer who can provide you with a PreApproval as well as a good faith estimate. Accept no less.
I have loan officer recommendations on my website - Mortgage
August / September 2009 - Consider using June Zepp with Real Living Mortgage NOW because you will get a FREE one year Peace of Mind Mortgage Protection. Purchase a Real Living listing and you will get a FREE two year Peace of Mind Mortgage Protection. I've written about it a few times here....
June with Real Living Mortgage can do a PreApproval and start the paperwork for you to have a FREE Peace of Mind Mortgage Protection Plan.
I'd love to work with you even if you are working another lender. I do not work with June exclusively... of course usually buyers aren't getting an insurance policy from the lender which will pay their mortgage if they lose their job. For FREE. You pay nothing. The seller pays nothing for the Peace of Mind Mortgage Protection Program.
I know I sound like a broken record... Go get PreApproval for a mortgage for your first home.