Liability insurance

By
Home Stager with Initial Impressions
I'm having difficulty ascertaining just what insurance to get if I decide to proceed with home staging business.  So far our agent has suggested just adding 'janitorial services' to my husband's contractor policy.  Seems a little odd. What do you have for coverage?

Comments (6)

Maureen Bray Portland OR Home Stager ~ Room Solutions Staging
Room Solutions Staging, Portland OR - Portland, OR
"Staging Consultations that Sell Portland Homes"

Cynthia,

For everything you need to know about home staging insurance, read this previous blog:

Home Staging Insurance - Covering your A$#!

Quite a few of us use Vitallia Insurance -- they understand the staging business and know what our needs are. Vitus Lau is very customer-service oriented and their prices are competitive.

Jun 10, 2007 04:20 AM
Cindy Richter
Interior Motiv Home Staging - Flower Mound, TX
IRIS Dallas, TX Home Stager
I use Sunflower Insurance (policy comes from Hartford) and they know exactly what you are doing and what you need.
Jun 10, 2007 08:51 AM
Shell Brodnax
Real Estate Staging Association - Valley Springs, CA
CEO- RESA

http://realestatestagingassociation.com/about-staging-center/affiliates-real-estate-staging-association-888-201-8687/vitallia-insurance-for-resa-members/

 

Call Vitus at Vitallia, they are great, I introduced them to the staging industry a few years ago and they do great work and understand our business. they have a great policy. If you are a RESA member you get a discount on their application fee, but if not you can still get the insurance.

 

Shell

Jun 10, 2007 09:04 AM
Kathy Nielsen
http://atlantahomestaging.net - Marietta, GA
Atlanta Georgia Home Stager

I too highly recommend Vitallia for your insurance.  Vitus is a super great guy and as Shell said, he understands our business and can accomodate your needs.

Kathy

Jun 10, 2007 11:26 AM
Anthea Click
Fresh Perspectives - www.InsideNashvilleHomes.com - Franklin, TN
Nashville Home Stager - Selling Nashville, TN homes quickly!
I'm with Shell and Kathy, Vitus at Vitallie is fantastic! Very understanding of our issues and his service goes above and beyond.
Jun 10, 2007 02:12 PM
Lori Kim Polk
Premiere Home Staging : Home Staging Services - Roseville, CA
Home Stager - Roseville, Sacramento
Another YES for Vitus.  He is a gem and the insurance is tailored for Stagers.
Jun 10, 2007 04:03 PM