Manufactured Homes vs. Mobile Homes

Services for Real Estate Pros with Retired Associate RE Broker

Manufactured Homes vs. Mobile homes are popular housing alternatives.  I had an interesting call this morning by someone who did not understand the basic differences between the two types of homes. 

What is a Mobile HomeBasically a Mobile Home has wheels and can be moved from location to location. 

What is a Modular Home? Basically this type of home is built in sections off site and then transported to the location and then assembled.  Once on site it doesn't get moved. 




This information is provided by Colleen Kulikowski, Realtor.  Colleen writes about the Florida lifestyle along with writing about the Buffalo & Niagara Falls Region of Western New York.   Read her Buffalo Niagara Real Estate & Home Sales report.  Colleen continues to maintain her two Florida blogs as well:  Celebration Florida Homes &  Marco Island Homes.

An avid writer and photographer Colleen Kulikowski utilizes these talents to assist her clients in achieving their Real Estate goals.   She grew up in Western NY and moved to the Metro NYC area in 1984 where she was a successful consultant in the technology field.   She has a diverse background including event management, corporate training and a wealth of computer knowledge focuses in the latest marketing strategies, statistical analysis and logistics for her clients.  She has worked for several companies including Radio City Music Hall, Reed Reference Publishing, Nabisco Foods, Key Bank and Marsh & McClennan   In 2001 Colleen made Marco Island home until 2007 when she made the Celebration Florida area home before returning to her WNY hometown in January 2008.


Cyndee Haydon
Charles Rutenberg Realty - Clearwater, FL
727-710-8035 Clearwater, Beach Short Sales Luxury Condos &Homes
Colleen - great topic for here in Florida - I find people are very confused between the the two. Thanks for posting this info.   
Jun 10, 2007 07:53 AM
David A. Podgursky PA
THE PODGURSKY GROUP @ Re/Max Direct - Boynton Beach, FL
THE PODGURSKY GROUP - Make the Right Move!

This is good info... and could be a good option for adding to next week's Mortgage Week in Review...


Modular Homes vs Manufactured Homes...

Mfg: typically you can only borrow on the LAND for a manufactured home... these are "trailers" "doublewides" etc... and you can only borrow on land sold in tracts, not in parks... unless you finance with the mfg home company or the "community"

Mod: there are only a few lenders that will do these and rules vary by states/counties, etc... I've seen some amazing modular homes from companies that:

  •  engineer styrofoam insulated wall units that get linked together on top of a poured foundation,
  • to actual rooms that come preconstructed and assembled on site,
  • to japanese style condos that get built in a factory and stacked like legos,
  • to green home "kits" that come ready to be put together by local dealers...

If you've ever heard of a CRAFTSMAN home... and know the name CRAFTSMAN is the Sears Tool brand... Craftsman homes were "Kit" homes manufactured and shipped to homesites to be assembled by a homeowner or contractor... you would find them in catalogs and order the model you wanted complete with cabinets, appliances and all trim work...

Jun 10, 2007 08:00 AM
Matthew J Blum - (retired from the business)
Palm Beach Gardens, FL
Colleen great post so many people really don't understand the difference.  I use the Wheels on the house go round and round.... that is a mobile...:-) 
Jun 10, 2007 08:45 AM
George Souto
George Souto NMLS #65149 - Middletown, CT
Your Connecticut Mortgage Expert
Colleen, that is a good simple disciption of the two types of home.  The other is that Mobil Homes are the homes that Jeff Foxworthy talks about, and Modular Homes are not :)
Jun 10, 2007 01:08 PM
Colleen Irwin
Retired - Irondequoit, NY
Creative Real Estate Solutions...

Cyndee -- Thanks!  I figured that phone call was a good indicator that it was timely....

David -- Wow!   I look forward to the Mortgage post about it!   I just was talking about the physical differences!

Matthew -- Great analogy... 

George -- and yet another cool analogy!

Jun 10, 2007 01:54 PM
Neal Bloom
Brokered by eXp Realty LLC - Weston, FL
Realtor CRS-Weston FL Real Estate
Also some are sold with the land included and some not.
Jun 11, 2007 01:59 PM
Carol Williams
Although I'm retired, I love sharing my knowledge and learning from other real estate industry professionals. - Wenatchee, WA
Retired Agent / Broker / Prop. Mgr, Wenatchee, WA
There is considerable misunderstanding between "mobile" "manufactured" and "modular".  Many people use the term interchangeably and they are not.
Jun 12, 2007 05:39 AM
John DL Arendsen
CREST "BACKYARD' HOMES, ON THE LEVEL General & Manufactured Home Contractor, TAG Real Estate Sales & Investments - Leucadia, CA
Crest Backyard Homes "ADU" dealer & RE Developer

I'm way late for this one but it just popped up on my radar so here goes anyway. 

Please feel free to log onto our Trulia or Active Rain blog for more comprehensive information about the MH Industry. 

Or you can check our our website and give us a call or drop us an email. We are RE Brokers, Manufactured Home Dealers and licensed, bonded and insured General Contractors and have been actively engaged in the MH Industry statewide for almost 3 decades. 

Feb 27, 2011 08:09 AM