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A Loan Modification May Cost You 50 Points on Your FICO Score!!!

Reblogger Mehmet Met Dilsiz
Services for Real Estate Pros with FND Photography / M2 Real Estate Solutions

Although Bryant says that it is his opinion...

Well, it is mine and probably everyone elses opinion, too.

This is absolutely absurd.  And we need our voices to be heard. 

They come up with an idea and roll it out, while it is effecting everyone.  When do we get to voice our n?  We are being effected and have no voice in it? and this is happening in a democracy?  Are you kidding me? 

Absolutely ridiculous.

Original content by Bryant Tutas BK607690

Florida real estate broker

 

Hi folks. I just read this and had to share......

"Unfortunately, the “Big Three” credit bureaus – Equifax, Experian and TransUnion – have issued new guidelines that allow lenders to report new mortgage loan modifications as “partial payment status,” a designation that could lower an individual’s credit score by more than 50 points."

It's my opinion that being penalized for doing a loan modifcation is just BS to the nth degree! It's like why bother? Why not just go ahead and do the short sale and move on with your life?

What will they think of next?

Bryant Tutas
Broker/Owner
Tutas Towne Realty, Inc
Licensed Florida Real Estate Broker
http://CentralFloridaShortSales.com

http://ShortSaleSuperStars.com

***The content of this blog is solely my opinion***

Copyright © 2009 http://www.brokerbryant.com/ | All Rights Reserved

 

 

Comments(2)

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Robert T. Boyer
FHA Loan, VA Loan, Jumbo Loan,FHA Loans,VA Loans,Jumbo Loans - La Jolla, CA
San Diego Real Estate & Mortgage Loans, Ph.D. | VA Home Loan

What about the person who actually wants to keep their home?  Let's see, if I do a loan mod on all my properties at 50 pts per hit... wow, I didn't know FICO went to negative numbers.

Aug 20, 2009 04:38 PM
Mehmet Met Dilsiz
FND Photography / M2 Real Estate Solutions - Midvale, UT

and how many years will it take to get back to the positive numbers?

this is absolutely rubbish !!!

Aug 20, 2009 06:39 PM