Look No Further When Purchasing or Refinancing Your Home, We Do It All

Mortgage and Lending with Stephen Gallo

Parallel Mortgage Corp, located in East Brunswick New Jersey are your FHA, Fannie Mae, & Freddie Mac Experts


FHA Highlights:

•           Approved with credit scores as low as 580 for purchase's & 560 for refi's

•           As little as 3.5% down for all purchases including JUMBO loans

•           Non-Occupying borrowers are allowed for all purchases and refinances to qualify borrower for loan on all purchases and refinances

•           1-4 family residences

•           Up to 60% DTI (FULL DOC)

•           Up to 6% seller's concession

•           203K (Construction Loans) are still available

•           Reverse Mortgage for borrowers 62 and older (NO DOC & foreclosure bailout)


Fannie/Freddie Highlights:

•           100% Financing with no MI for All Qualified Borrowers with USDA Loans

•           All agency products- ARMs, Fixed, 40yr & Interest Only

•           No Doc & Stated are still available for all borrowers including primary and second home loans, including Jumbo Loans up to $3,000,000                  

•           CPA Letters can be used with no additional income documents for all self employed borrowers for our stated program, and for our no income doc W2 loans we just need a written VOE filled out and signed by their employer


*Some of our Loan Programs are designed to meet the tailored needs of homebuyers / borrowers that have a credit scores of >680! We recognize that borrowers have varying needs, so our loan programs are designed with that flexibility in mind.



Stephen J. Gallo.
Director of Marketing & Sales
Certified Mortgage Specialist
Parallel Mortgage Corp
555 Route 18 South
East Brunswick NJ, 08816
Office: 732-238-1100 Ext 317
Cell: 732-501-3797
E-Fax: 732-348-9513
Email: sgallo@parallelmtg.com
Website: www.sgallo4loans.com
Website: www.yourfhaguy.com
Website: www.parallelmtg.com

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