This is a call to all churches of the Treasure Valley. If you know a person or a family that needs help either keeping their home from going to foreclosure or need to sell their home before it goes to foreclosure, please let me help them.
I have access to a group of professional approved loan modifiers that in most cases can help the homeowner stay in their home by doing a loan modification with their mortgage company. These are Idaho State approved loan modifiers. These are folks that are ready to help those in OUR community during these rough times.
And if they cannot help them stay in their homes, then that is where I would like to help. I would short sale the home for them to save the homeowner's credit. And this would cost the homeowner no money at all. The bank will pay for all fees, and in some cases, liens that are attached to the property!
By doing a short sale, the home owner will have a chance to buy a home again in 24 months. If they let the bank take the home back, it can be 5-7 years before they could buy a home again. Plus, if the home owner does a short sale, their credit score would only drop 50-70 points unlike a full foreclosure would be 200-300 point drop. This will affect the home owner getting insurance and other items that look at credit scores.
So let us come together to help people in OUR community during these difficult times.
Short Sale Agent
Brad Oliver
Century 21 1st Place Realty
208-947-4659
Bradley@Century21.com
Follow me twitter@BradinBoise
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