USAA Movers Advantage
The USAA Movers Advantage program was created by USAA to help their military customers, or was it?
The program is geared to put money back into the buyers pocket, which is great for the home buyer, but USAA keeps the larger portion for themselves. The desiginated "preferred" REALTOR has agreed to their referral program and must gives 30 to 35% of their commission to USAA for the referral. In return USAA MOVERS ADVANTAGE gives a portion back to their USAA member who uses their preferred Realtor.
USAA movers advantage usually gives their clients an incentive of about $1000 to $1500 dollars back, if they use one of the USAA movers advantage" preferred" REALTORS®. They do this because they are making money from the deal, not to help their client. The "perfered" REALTORS® must send 30-35% of their commission to USAA once the contract is closed. USAA then gives their military client a few dollars back.
This program seems to be ok, unless you are the buyer, or the REALTOR®
As a Realtor I strive to make the buying and selling process as stress free as possible for my clients. It cost me several thousand dollars to get a real estate licenses, continuing education expense, and costly monthly fees just to keep my licenses. Not sure about other states but in Alabama and Mississippi, Realtors®, are not allowed to give away cash, gifts or bonuses to an unlicensed person. So how can USAA movers Advantage legally accept this commission. They are not a Licensed Real Estate Company?
But what really upset's me is to know that USAA movers advantage is the one claiming to be putting the money back into the buyers pocket. When that's simply not the case, the tiny percentage the buyers gets back is coming from the "prefered" REALTOR®. USAA movers advantage gives only a portion to the buyer and keep the rest. This just ain't right!
The REALTOR involved in the referral process is not allowed to disclose how the program works. Why, I can only assume its because USAA movers advantage does not won't their clients to know the facts. Most buyers dont care but the REALTORS® commission is on the HUD paperwork at closing. Therefore its easy enough to calculate the percentage that the "preferred" REALTOR® must GIVE to USAA movers advantage. So USAA members, have the ability to see how much USAA received, and how much they (buyer) received back.
I urge USAA and all buyers to find a REALTOR® they like, one they trust and have confidence in. A good REALTOR® works for their client, and always looks out for their CLIENTS best interest. If you do not like your prefered agent, call your USAA agent and demand another "preferred" REALTOR®.
Listening to military families that used USAA movers Advantage they were not happy with the service they received from the "preferred" REALTOR®. I have to believe its due to the commission they are giving up!
Buyer's working with USAA movers advantage, the advantage is for USAA not you the buyer. Their "preferred" REALTOR, is preferred because they Give back!
I have helped several Military families find and sell homes in the Mississippi, Alabama Gulf Coast area. I would love to help you too. Call, text,or email me at: email@example.com www.alicebroadway.com
USAA movers advantage
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