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What is a Certified Distressed Property Expert? - (CDPE)

Real Estate Agent with Fathom Realty NC LLC 232003

What is a Certified Distressed Property Expert? (CDPE)

A designation earned by a licensed Realtor®, also an acronym that signals to the public that the person displaying it has gone through extensive training to successfully mitigate a foreclosure. This can be done by negotiating mortgage terms, helping to negotiate a refinance or the most likely-help sell the property. 

My goal is to become an advocate for the distressed property owner.  A property can become distressed for a variety of reasons but the most common is a foreclosure. Any situation that has caused a property owner to have difficulty making mortgage payments or even selling the property is said to be in a distressed state. Basically any property which has foreclosure looming.

These transactions are extensively time consuming and tedious. They require diligent follow-up, tons of paperwork and detailed analysis. Not to mention all the work that goes into drafting market reports and gathering all the information to convince the bank to accept a sales amount that will net them less. Not an easy task. Some of these sales can take anywhere from 3 to 12 months to close, depending on the complexity of the transaction.

In today's times a homeowner can become distressed for many reasons.  Difficult times and hardships do not discriminate.  You or someone you know may be affected by one or more of the reasons listed below:

Payment increase 

Death of a spouse or family members

Military Service 

Mortgage adjustment

Severe illness

Insurance or tax increase

Loss of job


Reduced income

Business failure 

Separation or Divorce

Too much debt

Damage to the property



Foreclosure is a devastating financial and emotional process for a homeowner, and in many cases they face this process alone, without help of any kind.  Most homeowners have options that they are not aware of and I can assist you with this frightening situation by helping to save your home or through a Short Sale. Your time may be running out, it's extremely important to act as soon as possible.

Contact Me for your FREE private and confidential consultation. 
All inquiries will be held in strictest confidence.

Daphnne Wooten, CDPE

Kathleen Daniels, Probate & Trust Specialist
KD Realty - 408.972.1822 - San Jose, CA
Probate Real Estate Services

Daphnne: I hope your certification helps you in reaching those who are in financial distress and need help in selling their home. Great post!

Aug 26, 2009 07:03 AM
Marty and Laurie Gale
Utah Realty - South Jordan, UT
Utah Realty | 801-205-3500 | UtahRealtyPlace.com

The CPDE Designation was beneficial to me here in Utah. I wish you the best at helping distressed property owners. 

May 12, 2010 02:40 AM