Don’t forget that house you just Purchased needs to become your Home.

Real Estate Agent with RE/MAX Professionals, CT 203-206-0754 REB.0759001

A house is not a home until the personal touches are added. That wallpaper gets taken down and fresh paint is applied. Windows washed, flooring addressed either with new carpeting, shampooing the old owners out or maybe refinishing hardwood. 

First time home buyers need to allow for necessary items to make that house a home, some of which can get overlooked quickly and start to run up some heavy dollars real quick. The enthusiasm to have a new home and manageable monthly payments as low as possible, have buyers making large down payments. Before you make that big commitment, make a checklist of what you have to take in, and what will be needed. 

There is always the furniture to consider, unless a family member is making a gift of the not completely useless living room set. Appliances also need to be considered. Usually the kitchen will be acceptable as it is a necessity to getting the mortgage, but how good is that stove or refrigerator, and are you going to make weekly runs to the Laundromat? 

All the door locks need to be changed and lets not forget the simple basics like window coverings. Want to put up sheets to keep the privacy? Homebuyers are very obvious at Wal-Mart, or Target, or whatever super store with the home furnishings in their shopping cart, all of which could run into hundreds of dollars. 

Take a walk through the kitchen and make the list of items that need to be gotten just to cook that first meal. After all, eating out can get expensive. Remember how nice and clean the yard looked each time you drove by or came back for another showing? Well now it's your turn to get out the mower when the grass gets too tall. 

For buyers of new construction, it can get even more interesting. The builder isn't going to put up the mailbox, nor would there be the shower curtains. A garage door opener isn't considered a home essential, but it certainly is nice when coming in on a rainy night and you forgot your raincoat. 

Make the list of what you currently have. Then make a conservative list of what you might need keeping to the essentials. The home you might be leaving was not put together in 2 weeks, but took years of creation. Given what needs to be done to make a house a home, at least make sure there's enough money to get started. If you were thinking of putting down $10,000 maybe back of to $8,000. The monthly difference in the mortgage might only be $20, but that's still a lot better than running up the charge cards.

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Ed Silva  RE/MAX Professionals,   203-206-0754


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Matt Listro
National Credit Fixers - Matt Listro - Vernon, CT
Your Credit Repair Expert

Hi Ed: Nice tip abount the window coverings.  Years ago I remember moving into our new construction home - I had never before considered window treatments - $15,000 of an uninticipated expense later --> I had - LMFAO.


Aug 27, 2009 08:19 AM #1
Leslie Helm
Tennessee Recreational Properties - Jamestown, TN
Real Estate For Trail Riders

Good post and good advice! This is something I had not considered. I will be looking at homes with new eyes now to see what might need to be bought. Making the suggestion to the buyers that they make a list of those items you mentioned will increase my credibility in THEIR eyes. Thanks!

Aug 27, 2009 09:20 AM #2
Al & Peggy Cunningham, Brokers
RE/MAX West Realty Inc., Brokerage - Brampton, ON
Our Family Wants To Help Your Family!

Great post Ed! Great letter to send to new Buyers!  Did you have to mention pots to cook in though???  So the sun was coming up over the links this morning eh? Were you on those links?

Aug 27, 2009 02:05 PM #3
Carra Riley & Declan Kenyon
Brokers Guild Cherry Creek Ltd - Westminster, CO
Helping people Transition at all ages!


Great advice to first time home buyers.  Making that list from your suggestions helps them get a REAL picture of the cost of moving into the home.  Just a suggestion as they make the list.. thrift stores and Craigslist are great places to save money as they build their house into a home.

Carra Riley CRB, CRS, GRI 

Aug 27, 2009 04:46 PM #4
C Tann-Starr
Tann Starr & Associates, Inc. - Palm Bay, FL

Awesome advice. Very well said. I have a thing for hardwood floors myself so I know what you mean. :-)

Aug 27, 2009 05:01 PM #5
Ed Silva
RE/MAX Professionals, CT 203-206-0754 - Waterbury, CT
Central CT Real Estate Broker Serving all equally

Matt, I know I've driven by new houses and seen sheets on the windows, there's a term for that, aw s_ _ _!

Leslie, thanks for taking the time to stop

Al & Peggy, it's not a bad thing to have a house and not have a pot to cook in. It's far better than not having anything including a pot to _ _ _ _  in!

Carra, as we do our jobs, we tend to take way too much for granted. What should be an obvious thing to do is often overlooked. For this reason, I always tell my clients that there is no such thing as a dumb question.

Tann: Thanks for taking the time to stop. Hardwood flooring is really coming back strong, and tends to add a distinct character to a home.

Aug 28, 2009 04:47 AM #6
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Central CT Real Estate Broker Serving all equally
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