Your credit...when is the last time you checked it????

By
Real Estate Broker/Owner with Asiyah Ali, Broker/Owner Live the Good Life!

Credit standards have changed over the last couple of years, so have the rules that make up the FICO score.  So, when was the last time you checked your credit???  This advice is for consumers as well as the professionals that serve them...(you)!!!

Credit is needed for everything -- major purchases, minor purchases (a pack of gum, lol), insurance, utilities, to get a job!!! EVERYTHING RELIES ON YOUR CREDIT WORTHINESS!!

So again...when was the last time you checked your credit????

Remember, you're entitled to a FREE CREDIT REPORT from each of the 3 credit bureaus EVERY 12 MONTHS. Here's the website - www.annualcreditreport.com.  Personally, I have a subscription through www.Truecredit.com where I have UNLIMITED access to all three credit reports and FICO scores.  Every month I assess my credit, make sure there is nothing erroneous and I can fix anything that I found that was wrong.  Imagine finding your dream home, signing a contract and getting close to your closing date only to find out something is on your credit that is INCORRECT! 

Keeping up with your credit these days can mean the difference between eating and not eating.  Be sure to check yours out today...and make it a habit!  And if you run into a snag or have a question about your credit report...I'm only a phone call or email away!  Email me with your questions or comments - Asiyah@AsiyahAli.com - anytime.

Here's to being proactive!

Asiyah I. Ali, Realtor - Keller Williams Realty - Licensed in Virginia and Georgia!

If you or anyone you know is thinking of buyiing or selling a home or would like to arrange a consultation, I can be reached via phone/text at 404-939-4890 GA Properties or 757-343-4474 VA Properties!

View ALL the Homes for Sale and Rent in Georgia and Virginia.  My websites are updated daily with new real estate listings, pictures and other information vital to your home search.  Feel free to call/text me with your questions or to see any home you like!!!  www.VaHomeConnect.com, www.AsiyahAli.com & www.GaHomeConnect.com - check out my blog www.AtlantaHomesForSaleList.com

 

Comments (3)

Matthew Naumann
Exit Realty Charleston Group - Goose Creek, SC
Goose Creek, SC Real Estate Agent

Asiyah,

Great post.  Lots of great information, which we all seem to forget about.

Thanks for sharing,

Matt Naumann

Aug 28, 2009 02:54 AM
Kathleen Daniels, Probate & Trust Specialist
KD Realty - 408.972.1822 - San Jose, CA
Probate Real Estate

Asiyah – You are so right about checking our credit reports. Many people don’t until they discover a reason too. I checked mine once a year.

Aug 28, 2009 02:56 AM
Asiyah Ali
Asiyah Ali, Broker/Owner - Virginia Beach, VA
Associate Broker

Hello Matt & Kathleen!! 

All to easy to forget until there's an issue!!! Being PROACTIVE is better than being REACTIVE in my book!  Thanks for reading and responding!

Asiyah I. Ali, Realtor - Keller Williams Realty 757-343-4474

Aug 28, 2009 03:27 AM