Every house has defects. Some are easy to spot; others are hidden. Some are trivial; others are more serious.
Defects in a home may affect your decision to buy, as well as the price you're willing to pay. That's why it's important to have your real estate agent include an inspection contingency in your purchase contract. This allows you time before your purchase becomes final to hire a home inspector to conduct a pre-purchase home inspection. The home inspector will evaluate and inform you of the physical condition of the home you want to buy.
A standard home inspection covers a home's major mechanical systems - electrical, plumbing, and heating and air conditioning, as well as its construction from roof to foundation, exterior to interior. Your inspector may also provide you with additional information beyond the actual inspection regarding home repairs and maintenance.
The best way to find a qualified home inspector is through referrals from your real estate agent, friends and colleagues. Interview the inspector or inspection firm about reputation, the type of report provided, insurance coverage, guarantees, etc.
The most important thing is to make sure the home inspector is registered with the state. Starting November 1, 1998, all Wisconsin home inspectors must be state registered in order to conduct home inspections. Registration by the Wisconsin Department of Regulation and Licensing obligates the home inspector to pass an exam and follow specific standards of practice, as well as provides a place for consumers to turn to if they need to file a complaint against an inspector.
Here are some other questions you should ask before hiring a home inspector:
- How long has the company been in the home inspection business?
- How many inspections has the individual conducting my inspection performed?
- Can I accompany the inspector on the inspection?
- Will you provide me with a professional inspection report immediately after the inspection?
- Will your report indicate the ages of all major elements?
- Are your inspectors covered by E & O Insurance?
- Is there Workers Compensation Insurance coverage on your inspectors?
- Does your company include any guarantee in the inspection report?
- What protection does your company offer against deficiencies found after purchase
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