If you're on the fence about buying a home in Madison County it's time to get off.
Not only can you cash in on the first time buyer tax credit (up to $8,000) but the Madison County Grant Program has secured more funds. This means you can receive $3,000 of down payment assistance in the form of a forgive-able loan from Madison County.
Here are the criteria -
- The HomeBuyer program is only for first time buyers. A first time buyer is defined as someone who has not owned a home before, in the past three years or someone who has owned a home with someone else in the past, but has been displaced due to divorce or death.
- Credit score of 620 or above
- Other income requirements apply. The program funds are in the form of a forgive-able loan - call or e-mail for details.
The perfect storm has now arrived for first time buyers in Edwardsville, Glen Carbon, Collinsville, Maryville, Troy, Bethalto, Godfrey, Alton and more. Prices are low, choices are high and now you have upwards of $11,000 in incentives to buy.
Don't delay. The grant money goes quickly and the time to take advantage of the first time buyer tax credit is running out. In order to close (safely) before the December 1st deadline you will need to have your new home picked out no later than October 15th. That's only 45 days away.
Visit us at www.JustDuckyHomes.com, call or text me at 618-917-0775 or e-mail MadisonCountyGrant@JustDuckyHomes.com for personal attention and assistance with your search. Your time is valuable, so I promise to listen carefully to your needs and find properties that offer everything you want. Together we can turn your home buying dreams into a reality.
About the Author: Kristina Pratt is a REALTOR® with the Just Ducky Homes team at Coldwell Banker Brown Realtors in Edwardsville, Illinois. She and Nancy Milton help their customers buy and sell homes and investment properties in St. Louis' Illinois suburbs of Madison and St. Clair counties with special emphasis on the communities of Edwardsville, Glen Carbon, Maryville, Collinsville and Troy. For more information, visit their web site at http://www.JustDuckyHomes.com or e-mail Kristina@JustDuckyHomes.com
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