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Where has all the Investor Money Gone???

By
Real Estate Broker/Owner with Empire Realty

I have purchased a few homes over the last  year, I have been good at making sure there are good cash flows and I have seasoned the homes for over six months, but I still can't get a decent refi with cash out.

 

It is amazing that I can not find anyone to refi these homes to pull some cash out so I can buy more homes.  Today I was talking with some people and I get the same line that the seasoning must be 1 year and then I will only be able to go to 75% LTV. 

 

Cash is not flowing yet and it is really cramping investors that are interested in purchasing homes in an effort to increase their value and hold them for decades to come.

 

Go Figure!

RJH

Comments(3)

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Lisa Ludlow Archer
Live Love Homes-Keller Williams, Charlotte, NC Ballantyne Area - Waxhaw, NC

That is a great question. Where did it go in Charlotte?

Sep 09, 2009 02:53 PM
Wallace S. Gibson, CPM
Gibson Management Group, Ltd. - Charlottesville, VA
LandlordWhisperer

I suspect it depends on WHERE the rental property is....in our area of Virginia, investors are buying and my current clients are able to re-fi - usually for a lower rate rather than a $$$ pull out.

Sep 13, 2009 12:28 AM
Robert Huntsinger
Empire Realty - Upland, CA
Empire Realty Upland, CA - Full Service at a Discount

Leverage is a reality, get use to it.

Sep 18, 2009 01:19 AM