Business Financing

Mortgage and Lending with The Commercial Finance Store

SBA 7A Loans


SBA 7A loans are variable rate with a maximum allowable rate of P+2.75%.  They are used primarily for financing company operations, equipment, inventory, and accounts receivable, but may be used to finance real estate.  Features of the program are:

  • The maximum amount has been increased from $2,000,000 to $4,000,000
  • The gross receipts qualifying level of $7,000,000 has been removed.  Companies must have book net worth of $8,500,000 or less, and after tax income of $3,000,000 or less.
  • The 2%-2.5% guarantee fees have been waived. 
  • The loan to value is 90% of discounted collateral, with upward exceptions sometimes made.
  • The SBA is now insuring lenders up to 90% of the loan amount
  • There is no prepayment penalty.

If you need help securing financing for your business, contact us.  We will help you from writing your business plan to closing your business loan.

Dax Dickson

The Commercial Finance Store

Serving Minneapolis / St Paul MN and surrounding areas


We also can help facilitate your commercial real estate mortgage loan needs from construction financing to securing the long term mortgage debt on existing properties owned.

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