For many, buying a home is the realization of the American dream. It is
not as simple as buying a car, refrigerator or other consumer item. This is
serious business and requires patience, research and honesty.
First, a home buyer must be honest with themselves. Is a home purchase
affordable given the current family income? How large of a home can you
afford? Is your credit rating going to allow you to get a mortgage? These
tough questions are the first place to start and necessary for the right, honest answers.
If you do not know your credit score, DO NOT pay some company to find it
for you. By law it is free. Check out yours at http://www.freecreditscore.com .
Next, where do you want to live? Close to work? Or maybe a particular
school district? Or are you wanting to get out of the city into the country?
You may have big dreams, however the reality is, what can you afford? Do
not set your sights too high, putting your new home in jeopardy if times
get hard. Buy what you can afford. Again, be honest with yourself.
Buying a home is a big event in your life. Go slow and make wise, informed decisions.
Contact me at (210) 273-9082 if you have any questions, without obligation.
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