as well as everywhere... has its' clock ticking. If you are one of those fortunate enough to be eligable for the program, be SURE that your Realtor is checking on how long the current owner has had title to the home. If it has not been 3 months.... not only can you NOT put in an offer (if you are an FHA or VA buyer) yet but the alarm will go off before you can complete the transaction. The current program does NOT have 90 days left on it but some finance program guidelines DO have the 3 month rule. Don't learn this the hard way as some buyers have. This is one more reason that a For Sale By Owner may not be the thing for you. Work with a professional Realtor that is continually sharpening their skills, keeping up on the many changes that are still coming our way through out the country. There is nothing more rewarding than owning your own home... and a good Realtor will do their best to make it as "stressless" as possible! If you are not currently working with a Realtor, interview a few & choose the one that has the ability to help you accomplish your goals... in your time frame... and within your budget. Remember that KNOWLEDGE is POWER ... both when buying or selling a home ! Further questions? I can be contacted at ANGELINEsellingHomes@comcast.net , Realtor enjoying sunny Florida and all it has to offer !