What a loaded question right? It doesn't matter what your answer it because either way I would have to tell you your answer is right. For me, I think the answer is yes, but I'm interested in what you have to say.
My web site is http://www.prepaidlegal.com/hub/scarter [videos at http://www.theprepaidlegalplan.com]
So here's my thing... put aside the business model and focus just on the product. Unlimited legal advice, 24 hour access to an attorney, ID Theft Protection, Credit Monitoring and Will preparation for less than I'd spend on a tank of gas. I used to refer my clients to the credit companies for their credit monitoring plans but then I realized that Pre-Paid Legal was doing the monitoring and more with little difference in the monthly cost.
When I get a client that needs wants to handle their credit and mortgage issues on their own I recommend PPL to them. I don't earn a great deal for selling the membership, but the compensation is residual and more important - the client now has access to the support and guidance they need.
Pre-Paid IS NOT the end all be all for day to day legal needs - but if you have pulled your thoughts together and want to have a conversation about how to handle an issue - it's great to be a telephone call away from advice. They are not going to fix every problem on the planet for the 20 something a month membership fee - but over a million families are benefiting from these services - and they're about to launch cash back shopping at www.sellerbug.com so that their clients can earn rebate checks for their online shopping.
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