FHA Capital Reserve Update: What Mass Media Neglects to Disclose

By
Mortgage and Lending with Cognicorp Mortgage Banking Advisory

Received information today directly from FHA Commissioner David Stevens about his speech last Friday concerning the FHA Reserve Fund. Actually, I should say the FHA Reserve FUND(S) (as in plural). 

 

The big FHA news last week was the the five mortgagee letters released and Commissioner Stevens' announcement concerning the FHA Capital Reserve Fund. As noted in my September 18th post, the Commissioner affirmed the agency insurer will most likely see its 2% capital reserve requirement fall below the minimum level set by Congress.  However, what every media report I read neglected to disclose is that the FHA maintains two accounts to address and pay their expected losses. 

To continue: <CLICK HERE>. 

 

Comments (4)

Syreeta Saunders
Keller Williams Realty Centre - Randallstown, MD
Keys, MBA - The Keys2Day Team

Thanks for the update.

Sep 21, 2009 04:23 PM
Tony Gallegos
Cognicorp Mortgage Banking Advisory - Marietta, GA

Hi Syreeta - Hope you found it helpful! So often the mass media omits critical information that provides a skewed representation of reality. As mortgage and Real Estate professionals, it is our job to provide the facts. Take care!

Sep 21, 2009 04:31 PM
John Pusa
Berkshire Hathaway Home Services Crest - Glendale, CA
Your All Time Realtor With Exceptional Service

This is a good news.

Sep 21, 2009 04:33 PM
Maggie Dokic | Miami, FL | 888.883.8509 X101
eXp Realty LLC - Miami, FL
GREEN, CDPE, SFR, Pinecrest | Palmetto Bay |

Tony, so good to see you in the Rain again.  And you just had to post a teaser and make me click over.  LOL  Here I go.......

Sep 22, 2009 07:39 PM