Having a strong referral team for Outer Banks real estate is critical here. Mortgage lenders are certainly one of the key positions. This team of top notch professionals is perhaps more important on the Outer Banks than for your local primary home sales because our clients come from other towns and states. They do not have friends and neighbors to pass on a reputable name.
When a buyer purchases a second home perhaps with rental income or one for investment, the support 
professionals such as attorneys, lenders, insurance agents, home inspectors and others, can make the transaction a piece of cake or a crisis. Particularly in this current climate, buyers are wary and need the best.
With all this said, I recently had a client who fell into a dark black hole on financing. Excellent credit. All the stars aleigned. We were on go ... headed for closing when their lender threw up red flags. While the story is too long for now, I referred my clients to Rich Rollason with Wells Fargo. This guy wears a white hat and rides a great white horse. He worked for my clients and completed their finance package with no wrinkles.
Needless to say the little one was concerned that he might not be able to have his Outer Banks house and his huge sand box!
I find it amazing how the people in other areas of expertise can create harmony or havoc. If you would like to contact Rich here's his web site. If you would like names of other great professionals here on the Outer Banks, visit the list for professional services on my web site. Have any questions needing answered? Just e-mail me!
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