Atlanta Home Owners Without Flood Insurance.

Home Inspector with Accurate Home inspection Atlanta

Many Atlanta home owner's are faced with a catastrophic event with the recent flooding. So many live in areas they thought that no way could their home be flooded. There were homes located up to several miles from small creaks and rivers.........and still their home was damge. The sad part is alot of them have no insurance to repalce the damage. There are alot of thing that should be done in a timely manner such as removing wet dry wall, Set up lots of fans for drying in between wall. Mold growth can take over at a rapid pace.The longer you let the area stay wet, the more mold can spread. Try not to use any air conditioneers even if the functional. These systems need thoroughly cleaned. They will be those storn chaser out to do the work a large sums of money. You can save your self alot of money but having a inspection perform on the areas that are in need to assure your home will be back to normal with mininum cost.

MOISTURE-Two Kinds of Moisture liquid { from flooding} and vapor forms. Vapor is very tiny droplets of water suspended in air. The amount of water vapor in the air is measured as relative humidity. High humidity means lots of water in the air.Even in dry climates it's not uncommon for 10 gallons of water a day to enter a crawlspace through evaporation from the soil. This amount can be far higher if the home site is in a wet climate, above a spring, and underground stream or has a high water table or in flooded homes. Moisture intrusion of the crawlspace and basement's may be seasonal or may only be a problem when annual rainfall is unusually high.

Mold is actually a fungus. There are many different kinds of mold fungi and they're found everywhere on earth, in almost every environment, including inside our bodies. In many situations they are not only harmless, but necessary for life to proceed normally.When moisture levels in a material approach 20%, fungi begin to become active. The more moisture available, the more active fungi will be and the faster
fungal colonies will grow. As moisture levels drop, fungal activity slows and when moisture levels drop below about 20%, activity stops.

Here are the two main ways in which fungal activity is a problem...High spore concentrations in indoor air: Fungi reproduce by releasing spores. Spores are like microscopic seeds which produce new fungi. With moisture intrusion, spore concentrations in indoor air can reach levels unhealthy for those with weak immune systems, allergies, asthma or lung disease.Decay fungus. Some types of fungus consume material in wood cells, deteriorating these cells and producing what we call wood decay or rot.


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Michael A. Caruso
Surterre Properties - Laguna Niguel, CA

FEMA along with the Army Corps of Engineers has mapped out areas and Insurance companies just insist that an addendum go on the insurance policy if people buy in those mapped areas...even if nobody believes it could ever flood there.

Sep 26, 2009 08:16 AM #1
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KC Petty

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