It is very important to manage your revolving debt

With recent changes to the credit scoring model, your credit scores are even more sensitive to the balances on your credit cards than they have been in the past.  This fact cannot be ignored.  There are many people who work hard at credit repair, but are continually discouraged when their scores continue to suffer in spite of perfect on-time payments. For the best credit repair results and score you should only use ten percent of the amount available on your credit cards, or revolving accounts. To emphasize the importance of this topic it is worth noting that your revolving balances can move your scores, up or down, over 100 points. If you have a maxed out credit cards, it can have a devastating effect on your scores.  So watch your balances and try to keep them low if possible. A little credit repair help and management can make a huge difference in your scores.