Stop Giving Your Landlord Your Money Contact Me.

By
Real Estate Agent with Amanda Realty Group (Alexander Realty)

 

Things Buyers Need to Know About Financing



So you don't have perfect credit and your not sure what down payment you'd need to purchase or if you'd even qualify right?
Read below to get the facts about buying in today's market. Yes banks are lending and no you don't have to have perfect credit there are many
different programs open to you now for less than a security deposit payment would cost you... If you just want to ask questions and don't want the sales pressure
contact me I am here to establish a long term relationship with you. So when you are ready to purchase I will have earned your trust and the right to represent you
when your ready to take the step on purchasing a home. Amanda Alejandro

You Do Not!!! have to have 20% down payment to buy a home.
100% Financing is available in several areas and programs.
Not all 100% financing is credit score driven
You do not have to have perfect credit to qualify for a loan.
Not all 100% financing has PMI..
There are grants available totaling up to 5,000 for down payment assistance check with your lender and your realtor to see if you qualify.
There are programs that will pay 3.5% down payment and up to 14,999 in down payment assistance.
The 8,000 dollar tax credit isn't just for 1st time buyers.
Before you try to purchase talk to a lender and your real-estate professional.
You can get 6,750 of your 8,000 dollar tax credit up front for down payment

Amanda Alejandro

Licensed Sales Professional
http://www.realestatealejandro.com
J.L Nolan Real Estate L.L.C

Offering Innovative services that work!!!
(636) 544-2288

 


Posted by

Amanda Alejandro

 

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Topic:
Mortgage / Finance
Location:
Missouri
Groups:
Posts to Localism
Tags:
financing
renting
tax credit
homes
no downpayment

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Rainmaker
631,202
Don Rogers
Keller Williams Realty Chesterfield - O'Fallon, MO
Realtor, Broker, CDPE, GRI, OnullFallon MO & St Charles County MO homes

Very informative post ma'am and one that many buyers need to read.  Thanks for the post.

Oct 02, 2009 11:20 AM #1
Rainer
30,625
Amanda Alejandro
Amanda Realty Group (Alexander Realty) - Saint Charles, MO
President Amanda Alejandro Realty Group

I am working on another. Thats about MHDC monies and county grants coming soon.

Oct 03, 2009 03:27 AM #2
Rainmaker
180,011
Heather Fitzgerald
REALTY WORLD-Harbert Company, Inc. - Greenwood, IN
REALTOR Greenwood Indiana Real Estate

My husband and I just purchased our first home, rate under 4.5%, conventional 15 year.  And yes it was cheaper than rent, and it still would have been cheaper if we had gone FHA 30 year.  Definitely worth clients contacting you regarding this, especially with the tax credits currently in place!

Nov 12, 2009 01:03 AM #3
Rainer
30,625
Amanda Alejandro
Amanda Realty Group (Alexander Realty) - Saint Charles, MO
President Amanda Alejandro Realty Group

thank you heather, Yes our rents are very similar in my market you can own for less.... its true.

Nov 12, 2009 01:10 AM #4
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Rainer
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Amanda Alejandro

President Amanda Alejandro Realty Group
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